Union County property record for 112 Smith Cir, Matthews, NC 28104 · Last verified April 2026
| Property Type | Residential > Single Family > Rural Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1.5 Baths |
| Year Built | Built 1971 |
| Square Footage | 1,500 sqft Living Area |
| Lot Size | 18,731 sqft (0.43 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $420,000 (2025) |
| Tax Bill | $2,342.00 (2025) |
Source: Union County records · APN 07-126-109
Assessment roll updated March 31, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 112 SMITH CIR, MATTHEWS, NC 28104-4902 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Mar 28, 2023 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Mar 12, 2018 | Deed of Trust, Mortgage · Conventional Mortgage with Private Mortgage Insurance (PMI) FAIRWAY INDEPENDENT MTG |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 06, 2025 · Amount on Record |
| Deed Sale | Jan 06, 2025 · Amount on Record |
| Prior Sale | Aug 11, 2009 · Amount on Record |
| Deed Doc Number | 2025284 |
| Deed Book / Page | 9041 / 522 |
| Prior Transfer Date | Jan 31, 2015 |
| Prior Transfer Doc | 6377285 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 112 SMITH CIR, MATTHEWS, NC 28104-4902 |
| Transaction Type | Mortgage |
| Record Updated | Apr 26, 2023 |
| Title Company | WFG LENDER SERVICES, WFG LENDER SERVICES RESWARE |
| Name | Verified Name |
|---|
| Document Number | 0008678398 |
|---|---|
| Date | Mar 28, 2023 |
| Book Page | 8678/398 |
| Instrument | 6911 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 01, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 112 SMITH CIR, MATTHEWS, NC 28104-4902 |
| Document Number | 7116675 |
| Instrument Date | Mar 12, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Mar 23, 2018 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 112 SETH CIR MATTHEWS NC 28104, MATTHEWS, NC 28104 |
| Document Number | 7116675 |
|---|---|
| Date | Mar 12, 2018 |
| Book Page | 007116/000675 |
| Instrument | 6297 |
| Name | FAIRWAY INDEPENDENT MTG |
|---|---|
| Type | Mortgage Company |
| Address | CARROLLTON, TX 75007 |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 11, 2048 |
Source: Union County records · Assessment roll updated March 31, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Municipality | Stallings Town |
| Unified School District | Union County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,342.00 (+18.52%) | $339,900 (+46.26%) Land $65,500 Building $274,400 | $339,900 (+46.26%) Land $65,500 Building $274,400 |
| 2023 | $1,976.00 | $232,400 Land $37,900 Building $194,500 | $232,400 Land $37,900 Building $194,500 |
Source: FEMA National Flood Hazard Layer, Union County (37179C), updated September 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 07-126-109 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,500 sqft Living Area |
| 1st Floor | 1,500 sqft 1st Floor |
| Stories | 1 Stories |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1971 |
| Architectural Style | Ranch Style |
| Exterior Material | Brick Exterior |
| Construction Type | Wood Construction |
| Foundation Type | No Foundation Foundation |
| Roof Material | Composition Shingle Roof |
| Lot Area | 18,731 sqft (0.43 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Detached Garage |
| Garage Area | 672 sqft Garage |
| Heating System | Forced Air with Air Conditioning Heating |
|---|---|
| Sewage | Municipal Sewage |
| Water Source | Commercial Water Source |
| Street Address | 112 SMITH CIR |
|---|---|
| City | MATTHEWS |
| State | NC |
| Zip | 28104-4902 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Rural Home |
| Legal Description | #30 STALLINGS PARK BLKB STALLINGS PARK PB6 PG85 |
| Legal Subdivision | STALLINGS PARK |
| Legal Block | B |
| Jurisdiction | UNION NC |
| Minor Civil Division | VANCE |
| Census Blockgroup | 1 |
| Census Block | 1062 |
| Census Tract | 20312 |
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