Armstrong County property record for 112 Sipes Rd, Freeport, PA 16229
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 884 sqft · built 1958 |
| Lot Size | 1.05 acres (45,738 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $100,000 (Nov 2024) |
| Tax Bill | $2,823 (2026) |
| Deeds & Mortgages | Apr 2020 Mortgage Oct 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 44-164.00-01-05 |
| Primary APN | 44-164.00-01-05 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 884 sqft Living Area |
| 1st Floor Area | 884 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1958 |
| Architectural Style | Colonial |
| Lot Area | 45,738 sqft (1.05 acres) |
| Terrain | Above Road/Slope |
| Garage Type | Detached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 171 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 112 SIPES RD |
|---|---|
| City | FREEPORT |
| State | PA |
| Zip | 16229-1913 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AGRICULTUR |
| Legal Description | LOT 1 & UNNUMBERED LOT - IMPRS PB7 PG154 SL706 |
| Legal Block | 1 |
| Legal Lot Number | 1 |
| Jurisdiction | ARMSTRONG PA |
| Township / Civil Division | SOUTH BUFFALO |
| Census Block Group | 1 |
| Census Block | 1051 |
| Census Tract | 951200 |
112 Sipes Rd is owned and occupied by two individuals who bought it in November 2024.
Source: Armstrong County records, as of May 19, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 112 SIPES RD, FREEPORT, PA 16229-1913 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 15, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP |
| Oct 30, 2018 | Deed, Transfer · ARM S & T BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 15, 2024 · Amount on File |
| Deed Sale | Nov 15, 2024 · Amount on File |
| Prior Sale | Oct 30, 2018 · Amount on File |
| Deed Document Number | 202410792 |
| Deed Book / Page | 5803 / 300 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ARMSTRONG PA |
| Property Address | 112 SIPES RD, FREEPORT, PA 16229-1913 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | ADVANTAGE TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 0000003542 |
|---|---|
| Date | Apr 15, 2020 |
| Book Page | 5304/127 |
| Instrument | 202003542 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28273 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ARMSTRONG PA |
| Recording Date | Oct 30, 2018 |
| Property Address | 112 SIPES RD, FREEPORT, PA 16229-1913 |
| Document Number | 0000011009 |
| Book / Page | 5155 / 435 |
| Instrument Date | Oct 22, 2018 |
| Instrument | 201811009 |
| Transaction Type | Transfer |
| Record Updated | May 23, 2022 |
| Title Company | COLONIAL TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | PO BOX 190, INDIANA, PA 15701-0190 |
| Document Number | 0000011010 |
|---|---|
| Date | Oct 30, 2018 |
| Instrument | 201811010 |
| Name | S & T BANK |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5% |
| Type Change Date | Nov 1, 2028 |
| Change Frequency | Annually |
| Min Rate At Change | 3% |
| Max Rate At Change | 7% |
| Index | 1-Year LIBOR |
| Max Rate | 11% |
The 2026 property tax bill for 112 Sipes Rd was $2,823.
Source: Armstrong County assessment roll, as of May 19, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Armstrong County |
| County Subdivision | South Buffalo Township |
| Unified School District | Freeport Area School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,823.00 | $29,780 Land $18,840 Building $10,940 | |
| 2024 | $2,731.00 | $29,780 Land $18,840 Building $10,940 | |
| 1997 | $85,090 Land $53,840 Building $31,250 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 112 Sipes Rd in Zone X, an area of minimal flood risk, though there have been 52 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective June 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 52 (1978–2026) |
| Claims Outside the SFHA | 13 of 52 |
| Most Recent Claim | Aug 2026 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 112 Sipes Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTH BUFFALO TWP MUNI AUTH serves 1,230 people · EPA ID PA5030049 |
|---|---|
| Water Source | Purchased surface water from BUFFALO TWP MUN AUTH FREEPORT |
| Last State Inspection | Oct 2025 |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Total trihalomethanes not recorded as resolved · Apr 2026 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 7 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
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