112 Simerville Rd, Chapel Hill, NC 27517 Property Records

Orange County property record for 112 Simerville Rd, Chapel Hill, NC 27517

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 5,927 sqft · built 2002
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Trust Names on File
Last Sale	$1,020,000 (Aug 2017)
Tax Bill	$21,759 (2026)
Deeds & Mortgages	Apr 2021 Line of Credit Apr 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`9798-76-1986`

Property Details

APN / Parcel Number

Primary APN	`9798-76-1986`
Alternative APN	`268953`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	5,927 sqft Living Area
Gross Area	9,607 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Conventional
Exterior Material	Other
Construction Type	Frame
Foundation Type	Masonry
Roof Type	Hip
Roof Material	Shingle
Lot Area	10,019 sqft (0.23 acres)
Garage Type	Attached
Garage Area	559 sqft
Porch	Porch
Porch Area	685 sqft
Deck Area	428 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	112 SIMERVILLE RD
City	CHAPEL HILL
State	NC
Zip	27517-8144
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	254 PH 2 MEADOWMONT P89/32-40
Legal Subdivision	MEADOWMONT
Legal Phase	2
Jurisdiction	ORANGE NC
Township / Civil Division	CHAPEL HILL
Census Block Group	1
Census Block	1000
Census Tract	12103

Owner

112 Simerville Rd is owner-occupied and held in a trust since July 2025.

Source: Orange County records, as of October 20, 2026

Owner of Record	2 Trust Names on File
Mailing Address	112 SIMERVILLE RD, CHAPEL HILL, NC 27517-8144
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 5, 2021	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO
Apr 5, 2021	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO
Aug 15, 2017	Warranty Deed, Transfer · ARM NEW YORK COMMUNITY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 15, 2017 · Amount on File
Deed Sale	Aug 15, 2017 · Amount on File
Prior Sale	Oct 31, 2003 · Amount on File
Deed Document Number	2017162170
Deed Book / Page	6350 / 501
Last Transfer Date	Jul 10, 2025
Transfer Doc	0068841548
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE NC
Property Address	112 SIMERVILLE RD, CHAPEL HILL, NC 27517-8144
Transaction Type	Mortgage
Record Updated	Apr 21, 2021
Title Company	STEWART TITLE GURANTY, STEWART TITLE GUARANTY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	112 SIMERVILLE RD, CHAPEL HILL, NC 27517-8144

Mortgage

Document Number	67142258
Date	Apr 5, 2021
Book Page	6714/2258
Instrument	30044454

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount on Record

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE NC
Property Address	112 SIMERVILLE RD, CHAPEL HILL, NC 27517-8144
Transaction Type	Mortgage
Record Updated	Apr 21, 2021
Title Company	STEWART TITLE GURANTY, STEWART TITLE GUARANTY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	112 SIMERVILLE RD, CHAPEL HILL, NC 27517-8144

Mortgage

Document Number	67142275
Date	Apr 5, 2021
Book Page	6714/2275
Instrument	30044455

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE NC
Recording Date	Aug 15, 2017
Property Address	112 SIMERVILLE RD, CHAPEL HILL, NC 27517-8144
Document Number	6350501
Book / Page	6350 / 501
Map Reference	MB 89 PG 32
Instrument Date	Aug 14, 2017
Instrument	20170815000162170
Transaction Type	Transfer
Record Updated	Nov 2, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,040.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7412 SUMMIT PINE WAY, 7412, WAKE FOREST, NC 27587-8917

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	112 SIMERVILLE RD, CHAPEL HILL, NC 27517-8144

Mortgage

Document Number	20170815000162180
Date	Aug 15, 2017
Instrument	20170815000162180

Lender

Name	NEW YORK COMMUNITY BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Adjustable	Adjustable Rate Rider
Change Frequency	Annually
Min Rate At Change	2.5%
Max Rate At Change	8.87%
Index	1-Year LIBOR
Max Rate	8.87%

Tax Assessment & Valuation

The 2026 property tax bill for 112 Simerville Rd was $21,759, up 3.3% from the year before.

Source: Orange County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
Municipality	Chapel Hill Town
County	Orange County
Unified School District	Chapel Hill-Carrboro Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$21,759.00 (+3.26%)	$1,615,200 (-) Land $600,000 Building $1,015,200	$1,615,200 (-) Land $600,000 Building $1,015,200
2025	$21,073.00	$1,615,200 Land $600,000 Building $1,015,200	$1,615,200 Land $600,000 Building $1,015,200
2023	$17,317.00	$1,061,200 Land $345,000 Building $716,200	$1,061,200 Land $345,000 Building $716,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 112 Simerville Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2025.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	1 (2025)
Most Recent Claim	Jul 2025 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 112 Simerville Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ORANGE WATER & SEWER AUTHORITY serves 86,500 people · EPA ID NC0368010
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 184 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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