112 Silver Spruce Ct, Galt, CA 95632 Property Records

Sacramento County property record for 112 Silver Spruce Ct, Galt, CA 95632

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,723 sqft · built 1992
Lot Size	0.15 acres (6,534 sqft)
Owner	Individual Name on Record
Last Sale	$267,000 (Jun 2003)
Tax Bill	$4,494 (2026)
Deeds & Mortgages	Oct 2026 Sale Mar 2021 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`148-0480-064-0000`

Property Details

APN / Parcel Number

Primary APN	`148-0480-064-0000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,723 sqft Living Area
1st Floor Area	1,723 sqft
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	L-Shape
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Other
Lot Area	6,534 sqft (0.15 acres)
Garage Area	666 sqft
Parking Spaces	2 Parking Spaces
Pool Area	8,500 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	112 SILVER SPRUCE CT
City	GALT
State	CA
Zip	95632-2423
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1C
Legal Description	QUAIL HOLLOW 03B, LOT 208
Legal Subdivision	QUAIL HOLLOW 03B
Legal Lot Number	208
Jurisdiction	SACRAMENTO CA
Township / Civil Division	GALT
Census Block Group	2
Census Block	2007
Census Tract	9502

Owner

Source: Sacramento County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	112 SILVER SPRUCE CT, GALT, CA 95632-2423
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Woman, Separate Property

Deeds, Mortgages & Sale History

Date	Document
Oct 9, 2026	Grant Deed, Transfer NONE LISTED ON DOCUMENT
Mar 9, 2021	Deed of Trust, Mortgage · Construction Mortgage F & M BANK
Mar 9, 2021	Deed of Trust, Mortgage · Construction Mortgage F & M BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 3, 2003 · Amount on Record
Deed Sale	Jun 3, 2003 · Amount on Record
Prior Sale	Jul 24, 2000 · Amount on Record
Deed Book / Page	20030603 / 3420
Last Transfer Date	Oct 3, 2026
Transfer Doc	2026000473
Record Updated	Oct 29, 2026

October 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Oct 9, 2026
Property Address	112 SILVER SPRUCE CT, GALT, CA 95632-2423
Document Number	2026000473
Book / Page	20261009 / 473
Instrument Date	Oct 3, 2026
Transaction Type	Transfer
Record Updated	Oct 20, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	112 SILVER SPRUCE CT, GALT, CA 95632-2423

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	112 SILVER SPRUCE CT, GALT, CA 95632-2423
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	E-PLACER TITLE, PLACER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	112 SILVER SPRUCE CT, GALT, CA 95632-2423

Mortgage

Document Number	0000001083
Date	Mar 9, 2021
Instrument	202103091083

Lender

Name	F & M BANK
Type	Bank
Address	LODI, CA 95241

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	112 SILVER SPRUCE CT, GALT, CA 95632-2423
Transaction Type	Mortgage
Record Updated	Mar 19, 2021
Title Company	E-PLACER TITLE, PLACER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	112 SILVER SPRUCE CT, GALT, CA 95632-2423

Mortgage

Document Number	3090000001083
Date	Mar 9, 2021
Book Page	20210309/1083

Lender

Name	F & M BANK
Type	Bank
Address	LODI, CA 95241

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Galt City
Elementary School District	Galt Joint Union Elementary School District (KG - 08)
Secondary School District	Galt Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$4,494.00 (-2.03%)	$394,412 (+2%) Land $73,849 Building $320,563
2025	$4,587.00 (+4.3%) Homeowner's exemption	$386,679 (+4.04%) Land $72,401 Building $314,278
2024	$4,398.00 (+1.66%)
2023	$4,326.00 (+4.02%) Homeowner's exemption	$371,666 Land $69,591 Building $302,075
2022	$4,159.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (1982–2021)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Oct 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GALT serves 26,536 people · EPA ID CA3410011
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 652 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Softcom Internet Communications Fixed Wireless	400 / 50
DigitalPath Fixed Wireless	200 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: GeoLinks.

Nearby Properties on Silver Spruce Ct

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures