112 Sharpless Dr, Elkton, MD 21921 Property Records

Cecil County property record for 112 Sharpless Dr, Elkton, MD 21921

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,459 sqft · built 1977
Lot Size	1.15 acres (50,094 sqft)
Owner	2 Individual Names on File
Last Sale	$285,000 (Sep 2017)
Tax Bill	$3,704 (2026)
Deeds & Mortgages	Jun 2021 Mortgage Dec 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04-023048`

Property Details

APN / Parcel Number

Primary APN	`04-023048`
Alternative APNs	`4023048` `023048`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,459 sqft Total Area
Basement Area	800 sqft
Finished Basement	800 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	50,094 sqft (1.15 acres)
Garage Type	Basement
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces
Deck Area	414 sqft
Patio Area	342 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	023048
Street Address	112 SHARPLESS DR
City	ELKTON
State	MD
Zip	21921-2073
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LDR
Legal Description	LOT 31 - 1.154 ACRE 112 SHARPLESS DRIVE THABAR
Legal Subdivision	THABER
Legal Lot Number	31
Jurisdiction	CECIL MD
Township / Civil Division	4, FAIR HILL
Census Block Group	1
Census Block	1003
Census Tract	30602

Owner

112 Sharpless Dr is owned and occupied by two individuals who bought it in September 2017.

Source: Cecil County records, as of September 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	112 SHARPLESS DR, ELKTON, MD 21921-2073
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2021	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Dec 4, 2018	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Aug 31, 2017	Grant Deed, Transfer · FHA Mortgage PIKE CRK MTG SVCS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 19, 2017 · Amount on File
Deed Sale	Sep 19, 2017 · Amount on File
Prior Sale	Sep 23, 2002
Deed Book / Page	4133 / 173
Transfer Doc	0012270725
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CECIL MD
Property Address	112 SHARPLESS DR, ELKTON, MD 21921-2073
Transaction Type	Mortgage
Record Updated	May 2, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0048980448
Date	Jun 2, 2021
Book Page	4898/448

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	359 Months
Due	May 1, 2051

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CECIL MD
Property Address	112 SHARPLESS DR, ELKTON, MD 21921-2073
Document Number	0043520012
Instrument Date	Dec 4, 2018
Transaction Type	Mortgage
Record Updated	Feb 13, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	112 SHARPLESS DR ELKTON MD 219212073, ELKTON, MD 21921-2073

Mortgage

Document Number	0043520012
Date	Jan 17, 2019
Book Page	004352/000012

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	336 Months
Due	Jan 16, 2047

August 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CECIL MD
Recording Date	Aug 31, 2017
Property Address	112 SHARPLESS DR, ELKTON, MD 21921-2073
Document Number	0041330173
Book / Page	004133 / 000173
Instrument Date	Aug 31, 2017
Transaction Type	Transfer
Record Updated	Nov 20, 2017
Title Company	OTHER

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$285.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	112 SHARPLESS DR ELKTON MD 219212073, ELKTON, MD 21921-2073

Mortgage

Document Number	41330183
Date	Aug 31, 2017
Book Page	004133/000183

Lender

Name	PIKE CRK MTG SVCS
Type	Mortgage Company
Address	NEWARK, DE 19711

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 30, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 112 Sharpless Dr was $3,704 with a homeowner's exemption, up 3.5% from the year before.

Source: Cecil County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Cecil County
Unified School District	Cecil County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,704.00 (+3.49%) Homeowner's exemption	$352,667 (+8.75%)	$409,400 (+26.24%) Land $123,200 Building $286,200
2025	$3,579.00 Homeowner's exemption	$324,300 Land $88,200 Building $236,100	$324,300 Land $88,200 Building $236,100
2023	$2,563.00	$292,767	$324,300 Land $88,200 Building $236,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 112 Sharpless Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective May 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (2004)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jun 2004 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 112 Sharpless Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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