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112 SE Ontario Way, Stuart, FL 34997 Property Records

Martin County property record for 112 SE Ontario Way, Stuart, FL 34997

Property Summary

Property TypeDuplex
Details2 bd · 2 ba · 1,764 sqft · built 1986
Lot Size0.124 acres (5,401 sqft)
Owner2 Individual Names on File
Last Sale$175,900 (May 2018)
Tax Bill$2,890 (2025)
Deeds & MortgagesMar 2022 Mortgage
May 2018 Sale & Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN40-38-41-008-000-0239.1-5-0000

Property Details

APN / Parcel Number

Primary APN40-38-41-008-000-0239.1-5-0000
Alternative APNs
  • 40-38-41-008-000-02391-5
  • 36473

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms2 Rooms
Units2 Units
Stories1 Story
Building Area1,764 sqft Living Area
Gross Area2,134 sqft
1st Floor Area1,764 sqft
Interior WallsWallboard/Drywall
ElevatorElevator

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 1996
Architectural StyleDuplex Single
Exterior MaterialStucco
Construction TypeConcrete Block
Foundation TypeSlab (Mat/Raft)
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area5,401 sqft (0.124 acres)
Garage TypeAttached
Garage Area320 sqft
Parking Spaces1 Parking Space
PorchScreened Concrete Masonry Porch
Porch Area50 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number36473
Street Address112 SE ONTARIO WAY
CitySTUART
StateFL
Zip34997-5560
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning CodeR2A
Legal DescriptionFISHERMANS COVE SEC 2 PHASE 4 W1/2 OF LOT 239
Legal Range41E
Legal Township38S
Legal Section40
Legal SubdivisionFISHERMANS COVE (AKA SOMERSET)
Legal Block2
Legal Lot Number239
JurisdictionMARTIN FL
Township / Civil DivisionPORT SALERNO-HOBE SOUND
Census Block Group2
Census Block2013
Census Tract1105

Owner

112 SE Ontario Way, a duplex, is owned and occupied by two individuals who bought it in May 2018.

Source: Martin County records, as of September 29, 2026

Owner of Record2 Individual Names on File
Mailing Address112 SE ONTARIO WAY, STUART, FL 34997-5560
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 31, 2022Deed of Trust, Mortgage · FHA Mortgage
WELLS FARGO BANK NA
May 29, 2018Special Warranty Deed, Transfer · FHA Mortgage
PARAMOUNT RESIDENTIAL MORTGAGE GROU
Nov 9, 2020Grant Deed
FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE/FL INC
Dec 8, 2017Deed of Trust, Mortgage · Line of Credit
BANK OF THE WEST
Nov 15, 2017Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 29, 2018 · Amount on File
Deed SaleMay 29, 2018 · Amount on File
Prior SaleNov 15, 2017 · Amount on File
Deed Document Number20182696923
Deed Book / Page2995 / 78
Prior Transfer DateNov 14, 2017
Prior Transfer Doc0029592097
Record UpdatedOct 29, 2026

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARTIN FL
Property Address112 SE ONTARIO WAY, STUART, FL 34997-5560
Transaction TypeMortgage
Record UpdatedJan 30, 2024
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address112 SE ONTARIO WAY, STUART, FL 34997-5560

Mortgage

Document Number0033031517
DateMar 31, 2022
Book Page3303/1517
Instrument2951688
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressDES MOINES, IA 50328
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term315 Months
DueJun 1, 2048

May 2018: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionMARTIN FL
Recording DateMay 29, 2018
Property Address112 SE ONTARIO WAY, STUART, FL 34997-5560
Document Number0029950078
Book / Page02995 / 0078
Map ReferenceMB10 PG16
Instrument DateMay 25, 2018
Instrument2696923
Transaction TypeTransfer
Record UpdatedSep 14, 2021
Title CompanyFIDELITY NATL TITLE OF FLORI

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,231.30
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2015 MANHATTAN BEACH BLVD STE 100, 2015, REDONDO BEACH, CA 90278-1230

Transferred To (Grantee/Buyer)

NameVerified Name
Address112 SE ONTARIO WAY, STUART, FL 34997-5560

Mortgage

Document Number2696924
DateMay 29, 2018
Instrument2696924
Lender
NamePARAMOUNT RESIDENTIAL MORTGAGE GROU
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueJun 1, 2048

November 2020: Grant Deed

Document TypeGrant Deed
JurisdictionMARTIN FL
Recording DateNov 9, 2020
Property Address112 SE ONTARIO WAY, STUART, FL 34997-5560
Document Number0031720629
Book / Page003172 / 000629
Instrument DateMay 25, 2018
Instrument2848913
Record UpdatedDec 10, 2020
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE/FL INC

Transaction

AmountAmount on Record
Tax$1,231.00

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address112 SE ONTARIO WAY STUART FL 349975560, STUART, FL 34997-5560

December 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARTIN FL
Property Address112 SE ONTARIO WAY, STUART, FL 34997-5560
Document Number0029670334
Book / Page002967 / 000334
Instrument DateDec 8, 2017
Transaction TypeMortgage
Record UpdatedJan 4, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address2015 MANHATTAN BEACH BLVD #100 REDONDO BEACH CA 902781230, 100, REDONDO BEACH, CA 90278-1230

Mortgage

Document Number0029670334
DateDec 28, 2017
Book Page002967/000334
Instrument2671130
Lender
NameBANK OF THE WEST
TypeBank
AddressSAN RAMON, CA 94583
Agreement
TypeLine of Credit
AmountAmount on Record
Term240 Months
DueDec 27, 2037
Interest
Rate TypeAdjustable Rate

November 2017: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionMARTIN FL
Recording DateNov 15, 2017
Property Address112 SE ONTARIO WAY, STUART, FL 34997-5560
Document Number0029592097
Book / Page002959 / 002097
Instrument DateNov 2, 2017
Instrument2664892
Transaction TypeForeclosure
Record UpdatedNov 27, 2017

Transaction

AmountAmount on Record
Tax$754.00
Additional
  • Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address2015 MANHATTAN BEACH BLVD #100 REDONDO BEACH CA 902781230, 100, REDONDO BEACH, CA 90278-1230
InvestorPossibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 112 SE Ontario Way was $2,890 with a homeowner's exemption, down 0.2% from the year before.

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyMartin County
Unified School DistrictMartin County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,890.00 (-0.24%) Homeowner's exemption$195,903$294,590 Land $130,000 Building $164,590
2024$2,897.00 (+2.66%)
2023$2,822.00 (+4.02%) Additional exemption filed$184,837 (+3%)$251,110 (+12.44%) Land $90,000 Building $161,110
2022$2,713.00 Homeowner's exemption$179,454$223,330 Land $82,000 Building $141,330

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 112 SE Ontario Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 21 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies21 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 112 SE Ontario Way is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMARTIN CO UTILITIES
serves 104,105 people · EPA ID FL4431891
Water SourceGroundwater
Last State InspectionMay 2025
Lead4 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting17
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 531 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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