112 Sandy Shoal Loop, Fairhope, AL 36532 Property Records

Baldwin County property record for 112 Sandy Shoal Loop, Fairhope, AL 36532

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 3,153 sqft · built 2007
Lot Size	0.275 acres (12,000 sqft)
Owner	Individual Name on Record
Last Sale	$319,450 (Oct 2012)
Tax Bill	$2,623 (2026)
Deeds & Mortgages	Jul 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`43-09-29-0-001-087`

Property Details

APN / Parcel Number

Primary APN	`43-09-29-0-001-087`
Alternative APNs	`206120` `303125`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,153 sqft Heated Area
1st Floor Area	2,042 sqft
Upper Floors Area	1,111 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	12,000 sqft (0.275 acres)
Lot Dimensions	150 ft deep x 80 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	303125
Street Address	112 SANDY SHOAL LOOP
City	FAIRHOPE
State	AL
Zip	36532-3326
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	80' X 150' LOT 435 PHASE FOUR ROCK CREEK SLIDES 1611-B, 1612-A, 1612-B, 1613-A & 1613-B IN THE CITY OF FAIRHOPE SEC 29-T5S-R2
Legal Subdivision	ROCK CREEK PHASE FOUR
Legal Phase	4
Legal Block	PH-4
Legal Lot Number	435
Jurisdiction	BALDWIN AL
Township / Civil Division	DAPHNE
Census Block Group	3
Census Block	3027
Census Tract	10800

Owner

Source: Baldwin County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	112 SANDY SHOAL LOOP, FAIRHOPE, AL 36532-3326
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 9, 2012 · Amount on Record
Deed Sale	Oct 9, 2012 · Amount on Record
Prior Sale	Jan 29, 2009 · Amount on Record
Deed Document Number	20121362921
Prior Transfer Date	Jan 27, 2009
Prior Transfer Doc	0001159923
Record Updated	Oct 29, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALDWIN AL
Property Address	112 SANDY SHOAL LOOP, FAIRHOPE, AL 36532-3326
Transaction Type	Mortgage
Record Updated	Oct 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	112 SANDY SHOAL LOOP, FAIRHOPE, AL 36532-3326

Mortgage

Document Number	0002012286
Date	Jul 18, 2022
Instrument	2012286

Lender

Name	BANCORPSOUTH BANK
Type	Bank
Address	FAIRHOPE, AL 36532

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Baldwin County assessment roll, as of April 16, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Baldwin County
Municipality	Fairhope City
Unified School District	Baldwin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,623.00 (+5.55%) Homeowner's exemption
2025	$2,485.00 (+16.28%)	$55,020 (+15.98%) Land $7,680 Building $47,340	$550,000 (+15.96%) Land $76,700 Building $473,300
2023	$2,137.00 (+17.1%) Homeowner's exemption	$47,440 (+16.67%)	$474,300 (+16.71%) Land $52,600 Building $421,700
2022	$1,825.00 (+7.35%) Homeowner's exemption	$40,660	$406,400 Land $58,100 Building $348,300
2021	$1,700.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	11 units insured incl. 2 condo units
Nearby Flood Claims	31 (1979–2017)
Claims Outside the SFHA	14 of 31
Most Recent Claim	Jun 2017 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 4 claims Hurricane Katrina, Aug 2005 · 3 claims Severe Storms, Flooding,high Winds, Assoc With Hurr Danny, Jul 1997 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · above 73% of Alabama
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FAIRHOPE serves 59,850 people · EPA ID AL0000035
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Nearby Properties on Sandy Shoal Loop

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures