Harford County property record for 112 Saint John St, Havre De Grace, MD 21078
| Property Type | Retail Stores (Personal Services, Photography, Travel) |
|---|---|
| Details | 504 sqft · built 1964 |
| Lot Size | 0.014 acres (610 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $614 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-035507 |
| Primary APN | 06-035507 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 504 sqft Total Area |
| 1st Floor Area | 504 sqft |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1964 |
| Exterior Material | Block |
| Construction Type | Brick |
| Fire Resistance | Masonry Walls, Wood Interior |
| Roof Material | Composition Shingle |
| Lot Area | 610 sqft (0.014 acres) |
| Heating System | Forced Air with A/C |
|---|
| Account Number | 035507 |
|---|---|
| Street Address | 112 SAINT JOHN ST |
| City | HAVRE DE GRACE |
| State | MD |
| Zip | 21078-3006 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Retail Stores (Personal Services, Photography, Travel) |
| Local Zoning Code | RB |
| Legal Description | PO LT 152 610 SF 112 ST JOHN STREET HAVRE DE GRACE |
| Legal Subdivision | HAVRE DE GRACE |
| Legal Block | 264 |
| Legal Lot Number | PO152 |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 6, HAVRE DE GRACE |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 306100 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Havre de Grace Historic District listed 1982 · 904 contributing resources · NRIS 82002815 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
112 Saint John St, a commercial property, is owned by an individual.
Source: Harford County records, as of August 25, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 919 ELIZABETH ST, HAVRE DE GRACE, MD 21078-2533 |
| Owner Type | Individual |
| Vesting | Et Al (and Others) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 112 Saint John St was $614, up 10.4% from the year before.
Source: Harford County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Municipality | Havre De Grace City |
| Unified School District | Harford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $614.00 (+10.43%) | $64,467 | $67,500 Land $27,400 Building $40,100 |
| 2025 | $556.00 | ||
| 2023 | $58,400 Land $27,400 Building $31,000 | $58,400 Land $27,400 Building $31,000 | |
| 2022 | $556.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 112 Saint John St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 29 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 179 units insured incl. 150 condo units |
| Nearby Flood Claims | 30 (2003–2011) |
| Claims Outside the SFHA | 2 of 30 |
| Most Recent Claim | Sep 2011 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 112 Saint John St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.5% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF HAVRE DE GRACE serves 14,000 people · EPA ID MD0120012 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2016 |
|---|---|
| Treatment and Procedure | Organic carbon removal Oct 2023 |
| Monitoring and Reporting | 16 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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