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112 S Spring St, Midland, MI 48640 Property Records

Midland County property record for 112 S Spring St, Midland, MI 48640

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,129 sqft · built 1973
Lot Size0.389 acres (16,988 sqft)
OwnerIndividual Name on Record
Last Sale$150,000 (Jun 2021)
Tax Bill$1,692 (2022)
Deeds & MortgagesJun 2021 Sale & Mortgage
Jul 2013 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN040-550-500-350-00

Property Details

APN / Parcel Number

Primary APN040-550-500-350-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,129 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1973
Exterior MaterialBrick
Lot Area16,988 sqft (0.389 acres)
Garage Area531 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number04055050035000
Street Address112 S SPRING ST
CityMIDLAND
StateMI
Zip48640-9025
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionT14N R1E LOT 35 OAKWOOD HEIGHTS.
Legal SubdivisionOAKWOOD HEIGHTS
Legal Lot Number35
JurisdictionMIDLAND MI
Township / Civil DivisionHOMER
Census Block Group2
Census Block2008
Census Tract291200

Owner

Source: Midland County records, as of June 19, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address112 S SPRING ST, MIDLAND, MI 48640-9025
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 24, 2021Warranty Deed, Transfer · Conventional Mortgage
CARDINAL FINANCIAL COMPANY LP
Jul 16, 2013Warranty Deed, Transfer · USDA Mortgage
USDA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 24, 2021 · Amount on Record
Deed SaleJun 24, 2021 · Amount on Record
Prior SaleJul 16, 2013 · Amount on Record
Deed Document Number0001647115
Deed Book / Page1647 / 115
Record UpdatedJun 7, 2026

June 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMIDLAND MI
Recording DateJun 24, 2021
Property Address112 S SPRING ST, MIDLAND, MI 48640-9025
Document Number1647/115
Book / Page1647 / 115
Map ReferenceLB E PG 26
Instrument DateJun 22, 2021
Transaction TypeTransfer
Record UpdatedJul 7, 2021

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,125.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address112 S SPRING ST, 112, MIDLAND, MI 48640-9025

Transferred To (Grantee/Buyer)

NameVerified Name
Address2020 JEFFERSON AVE, MIDLAND, MI 48640-5546

Mortgage

Document Number1647116
DateJun 24, 2021
Instrument1647/116
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2051

July 2013: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMIDLAND MI
Recording DateJul 16, 2013
Property Address112 S SPRING ST, MIDLAND, MI 48640-9025
Document Number1568/865
Book / Page1568 / 865
Instrument DateJul 12, 2013
Transaction TypeTransfer
Record UpdatedMay 18, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address112 S SPRING ST, 112, MIDLAND, MI 48640-9025

Transferred To (Grantee/Buyer)

NameVerified Name
Address1452 E CHERYL LYNN LN, MIDLAND, MI 48642-9302

Mortgage

Document Number001568/866
DateJul 16, 2013
Book Page1568/866
Lender
NameUSDA
TypeGovernment Agency
AddressPO BOX 66889, SAINT LOUIS, MO 63166
Agreement
TypeUSDA Mortgage
AmountAmount Recorded
Term396 Months
DueJul 12, 2046

Tax Assessment & Valuation

Source: Midland County assessment roll, as of March 1, 2023

Property Jurisdictions

TypeName
StateMichigan
CountyMidland County
County SubdivisionHomer Township
Unified School DistrictMidland Public Schools (KG - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHOMER TOWNSHIP
serves 3,097 people · EPA ID MI0003223
Water SourcePurchased surface water from CITY OF MIDLAND
Last State InspectionJun 2025
Lead3 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 35
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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