Hamilton County property record for 112 S Saint Marks Ave, Chattanooga, TN 37411
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,472 sqft · built 1920 |
| Lot Size | 0.192 acres (8,400 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,109 (2025) |
| Deeds & Mortgages | Oct 2025 Mortgage Jul 2023 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 157N B 014 |
| Primary APN | 157N B 014 |
|---|---|
| Alternative APN |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,472 sqft Living Area |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1973 |
| Exterior Material | Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 8,400 sqft (0.192 acres) |
| Lot Dimensions | 168 ft deep x 50 ft wide |
| Garage Type | Detached |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0000097769 |
|---|---|
| Street Address | 112 S SAINT MARKS AVE |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37411-4859 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | LOT 7 BLK 7 HAMILTON PLACE S/D PB 8 PG 35 |
| Legal Subdivision | HAMILTON PLACE SUBDIVISION |
| Legal Block | 7 |
| Legal Lot Number | 7 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 5 |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 3000 |
Source: Hamilton County records, as of April 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 112 S SAINT MARKS AVE, CHATTANOOGA, TN 37411-4859 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried |
| Date | Document |
|---|---|
| Oct 16, 2025 | Quit Claim Deed, Transfer · FHA Mortgage CMG MORTGAGE INC |
| Jul 10, 2023 | Warranty Deed, Transfer · Conventional Mortgage CMG MORTGAGE INC |
| May 5, 2021 | Warranty Deed, Transfer · Conventional Mortgage TENNESSEE VALLEY FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 16, 2025 |
| Deed Sale | Oct 16, 2025 |
| Prior Sale | Jul 10, 2023 · Amount on Record |
| Deed Document Number | 2025133 |
| Deed Book / Page | 14077 / 39 |
| Prior Transfer Date | Oct 7, 2025 |
| Prior Transfer Doc | 0000000133 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Oct 16, 2025 |
| Property Address | 112 S SAINT MARKS AVE, CHATTANOOGA, TN 37411-4859 |
| Document Number | 0000000133 |
| Book / Page | 14077 / 39 |
| Map Reference | MB 8 PG 35 |
| Instrument Date | Oct 9, 2025 |
| Instrument | 2025101600133 |
| Transaction Type | Transfer |
| Record Updated | Oct 28, 2025 |
| Title Company | FIRST CHOICE TITLE, FIRST CHOICE TITLE INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 112 SOUTH SAINT MARKS AVENUE, SAN RAMON, CA 94583 |
| Document Number | 0001407741 |
|---|---|
| Date | Oct 16, 2025 |
| Instrument | 14077/41 |
| Name | CMG MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Jul 10, 2023 |
| Property Address | 112 S SAINT MARKS AVE, CHATTANOOGA, TN 37411-4859 |
| Document Number | 0000000117 |
| Book / Page | 13340 / 210 |
| Map Reference | MB 8 PG 35 |
| Instrument Date | Jul 7, 2023 |
| Instrument | 2023071000117 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Title Company | TITLE GUARANTY, TITLE GUARANTY & TRUST CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,110.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 112 S SAINT MARKS AVE, CHATTANOOGA, TN 37411-4859 |
| Document Number | 0000000118 |
|---|---|
| Date | Jul 10, 2023 |
| Instrument | 2023071000118 |
| Name | CMG MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | May 5, 2021 |
| Property Address | 112 S SAINT MARKS AVE, CHATTANOOGA, TN 37411-4859 |
| Document Number | 0000000118 |
| Book / Page | 12472 / 807 |
| Map Reference | MB 8 PG 35 |
| Instrument Date | Apr 29, 2021 |
| Instrument | 2021050500118 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Title Company | TITLE GUARANTY, TITLE GUARANTY & TRUST CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $684.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 112 S ST MARTIN AVE, CHATTANOOGA, TN 37411 |
| Investor | Possibly a Property Investor |
| Document Number | 0012472810 |
|---|---|
| Date | May 5, 2021 |
| Instrument | 12472/810 |
| Name | TENNESSEE VALLEY FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.89% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | May 1, 2028 |
| Change Frequency | Annually |
| Min Rate At Change | 2.87% |
| Max Rate At Change | 7.89% |
| Index | 1-Year CMT |
| Max Rate | 7.89% |
Source: Hamilton County assessment roll, as of January 2, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Chattanooga City |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,109.00 (+53.18%) | $73,200 (+125.93%) | $292,800 (+125.93%) Land $45,000 Building $247,800 |
| 2024 | $724.00 | $32,400 (-) | $129,600 (-) Land $30,000 Building $99,600 |
| 2023 | $724.00 | $32,400 (-) | $129,600 (-) Land $30,000 Building $99,600 |
| 2022 | $724.00 | $32,400 | $129,600 Land $30,000 Building $99,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 14 policies |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 2 (2025) |
| Most Recent Claim | Aug 2025 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.8% of Tennessee |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 439 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fixed Wireless in parts of the area | 100 / 20 |
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