112 S River St, Cook, MN 55723 Property Records

St. Louis County property record for 112 S River St, Cook, MN 55723

Property Summary

Property Type	Commercial
Details	1,056 sqft · built 1977
Lot Size	0.161 acres (7,036 sqft)
Owner	Company Name on File
Last Sale	$33,000 (Sep 2021)
Tax Bill	$1,008 (2026)
Deeds & Mortgages	Apr 2022 Line of Credit Sep 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`120-0010-02050`

Property Details

APN / Parcel Number

Primary APN	`120-0010-02050`
Alternative APN	`1117438`

Interior

Building Area	1,056 sqft Gross Area
1st Floor Area	1,056 sqft
Flooring	Carpet
Fire Sprinklers	Fire Sprinklers
Elevator	Elevator

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Exterior Material	Wood
Lot Area	7,036 sqft (0.161 acres)
Storage Building	112 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C

Location & Zoning

Account Number	1117438
Street Address	112 S RIVER ST
City	COOK
State	MN
Zip	55723-8133
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	LOTS 5 AND 6 SERIAL #
Legal Subdivision	ASHAWA
Legal Block	9
Legal Lot Number	5-6
Jurisdiction	ST LOUIS MN
Township / Civil Division	COOK
Census Block Group	4
Census Block	4062
Census Tract	15200

Owner

112 S River St, a commercial property, is owned by a company that bought it in September 2021.

Source: St. Louis County records, as of August 17, 2026

Owner of Record	Company Name on File
Mailing Address	2132 ALANGO RD, COOK, MN 55723-8101
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2022	Deed of Trust, Mortgage · Line of Credit NORTH STAR CU
Sep 24, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 24, 2021 · Amount on File
Deed Sale	Sep 24, 2021 · Amount on File
Deed Document Number	20211425532
Record Updated	Sep 20, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	112 S RIVER ST, COOK, MN 55723-8133
Transaction Type	Mortgage
Record Updated	May 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2132 ALANGO RD, COOK, MN 55723-8101

Mortgage

Document Number	0001442126
Date	Apr 29, 2022
Instrument	1442126

Lender

Name	NORTH STAR CU
Type	Credit Union
Address	COOK, MN 55723

Agreement

Type	Line of Credit
Amount	Amount on Record

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Sep 24, 2021
Property Address	112 S RIVER ST, COOK, MN 55723-8133
Document Number	0001425532
Instrument Date	Sep 7, 2021
Instrument	1425532
Transaction Type	Transfer
Record Updated	Oct 21, 2021

Transaction

Amount	Amount on Record
Tax	$108.90
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2132 ALANGO RD, COOK, MN 55723-8101

Tax Assessment & Valuation

The 2026 property tax bill for 112 S River St was $1,008, up 201.8% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Cook City
County	St. Louis County
Unified School District	St. Louis County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,008.00 (+201.8%)
2025	$334.00 (-67.25%)	$40,700 (+24.09%) Land $11,500 Building $29,200	$40,700 (+24.09%) Land $11,500 Building $29,200
2024	$1,020.00	$32,800 Land $9,300 Building $23,500	$32,800 Land $9,300 Building $23,500
2022		$32,800 Land $9,300 Building $23,500	$32,800 Land $9,300 Building $23,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 112 S River St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	7 (1979–2024)
Claims Outside the SFHA	2 of 7
Most Recent Claim	Jun 2024 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jun 2024 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 112 S River St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Cook serves 574 people · EPA ID MN1690009
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2026) action level 15 ppb
Copper	1.87 mg/L (2023–2025) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Paul Bunyan Communications Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CTC.

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