Garrard County property record for 112 S Paulding St, Lancaster, KY 40444
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.25 acres (10,910 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $390 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | L2-08-002 |
| Primary APN | L2-08-002 |
|---|---|
| Alternative APN |
|
| Lot Area | 10,910 sqft (0.25 acres) |
|---|
| Sewer | Connected |
|---|
| Account Number | 7970 |
|---|---|
| Street Address | 112 S PAULDING ST |
| City | LANCASTER |
| State | KY |
| Zip | 40444-1022 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Jurisdiction | GARRARD KY |
| Township / Civil Division | LANCASTER |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 970300 |
112 S Paulding St, a single family home, is owned by an individual.
Source: Garrard County records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 233 W BUFORD ST, LANCASTER, KY 40444-1011 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 112 S Paulding St was $390, down 0.5% from the year before.
Source: Garrard County assessment roll, as of May 5, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Garrard County |
| Municipality | Lancaster City |
| Unified School District | Garrard County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $35,000 (-) Land $15,000 Building $20,000 | $35,000 (-) Land $15,000 Building $20,000 | |
| 2025 | $390.00 (-0.51%) | $35,000 (-) Land $15,000 Building $20,000 | $35,000 (-) Land $15,000 Building $20,000 |
| 2024 | $392.00 (+13.62%) | $35,000 (+16.67%) Land $15,000 Building $20,000 | $35,000 (+16.67%) Land $15,000 Building $20,000 |
| 2023 | $345.00 (-0.86%) | $30,000 (-) Land $15,000 Building $15,000 | $30,000 (-) Land $15,000 Building $15,000 |
| 2022 | $348.00 | $30,000 Land $15,000 Building $15,000 | $30,000 Land $15,000 Building $15,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 112 S Paulding St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2015) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 2015 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 112 S Paulding St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LANCASTER WATER WORKS serves 4,573 people · EPA ID KY0400233 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 314 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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