112 S Mason St, Smithfield, VA 23430 Property Records

Isle Of Wight County property record for 112 S Mason St, Smithfield, VA 23430

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 2,224 sqft · built 1923
Lot Size	0.17 acres (7,559 sqft)
Owner	Individual Name on File
Last Sale	$290,000 (Jan 2020)
Tax Bill	$3,322 (2026)
Deeds & Mortgages	Jan 2025 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`21A-01-329`

Property Details

APN / Parcel Number

Primary APN	`21A-01-329`
Alternative APNs	`5500520000` `3189`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,224 sqft Living Area
1st Floor Area	2,224 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1923
Effective Year Built	Effective 1923
Exterior Material	Wood
Construction Type	Wood
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Metal
Lot Area	7,559 sqft (0.17 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Oil
Sewer	Connected

Location & Zoning

Street Address	112 S MASON ST
City	SMITHFIELD
State	VA
Zip	23430-1337
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TOWN
Legal Description	112 S MASON ST
Jurisdiction	ISLE OF WIGHT VA
Township / Civil Division	SMITHFIELD
Census Block Group	3
Census Block	3013
Census Tract	280105

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Smithfield Historic District listed 1973 · 55 contributing resources · NRIS 73002022

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

112 S Mason St is owned and occupied by an individual who bought it in January 2020.

Source: Isle Of Wight County records, as of September 21, 2026

Owner of Record	Individual Name on File
Mailing Address	112 S MASON ST, SMITHFIELD, VA 23430-1337
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 28, 2020 · Amount on File
Deed Sale	Jan 28, 2020 · Amount on File
Prior Sale	Sep 8, 1997 · Amount on File
Deed Document Number	2020447
Record Updated	Oct 29, 2026

January 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ISLE OF WIGHT VA
Property Address	112 S MASON ST, SMITHFIELD, VA 23430-1337
Transaction Type	Mortgage
Record Updated	Nov 26, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	112 S MASON ST, SMITHFIELD, VA 23430-1337

Mortgage

Document Number	0250000066
Date	Jan 7, 2025
Instrument	250000066

Lender

Name	TOWNEBANK
Type	Bank
Address	SUFFOLK, VA 23435

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2026 property tax bill for 112 S Mason St was $3,322, up 4.5% from the year before.

Source: Isle Of Wight County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Isle Of Wight County
Municipality	Smithfield Town
Unified School District	Isle of Wight County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,322.00 (+4.5%)	$410,200 (-) Land $85,000 Building $325,200	$410,200 (-) Land $85,000 Building $325,200
2025	$3,179.00	$410,200 Land $85,000 Building $325,200	$410,200 Land $85,000 Building $325,200
2023		$410,200 Land $85,000 Building $325,200	$410,200 Land $85,000 Building $325,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 112 S Mason St in Zone X, an area of minimal flood risk, though there have been 52 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective January 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	52 (1982–2020)
Claims Outside the SFHA	10 of 52
Most Recent Claim	Sep 2020 · river or lake flooding
Claims by Event	Hurricane Florence, Sep 2018 · 3 claims Severe Storms And Flooding Associated With Tropical Depression Ida And A Nor'east, Nov 2009 · 11 claims Hurricane Isabel, Sep 2003 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 112 S Mason St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF SMITHFIELD serves 8,089 people · EPA ID VA3093640
Water Source	Groundwater
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30