112 S Market St, Frederick, MD 21701 Property Records

Frederick County property record for 112 S Market St, Frederick, MD 21701

Property Summary

Property Type	Commercial
Details	2 ba · 1,436 sqft · built 1865
Lot Size	0.141 acres (6,132 sqft)
Owner	2 Individual Names on Record
Last Sale	$345,000 (Sep 2020)
Tax Bill	$6,750 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit Aug 2026 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-100444`

Property Details

APN / Parcel Number

Primary APN	`02-100444`
Alternative APNs	`2100444` `100444`

Interior

Full Baths	2 Baths
Units	4 Units
Stories	2 Stories
Building Area	1,436 sqft Gross Area
1st Floor Area	748 sqft

Exterior

Year Built	Built 1865
Effective Year Built	Effective 1865
Architectural Style	Townhouse
Exterior Material	Brick
Construction Type	Frame
Roof Type	Sawtooth
Roof Material	Metal
Lot Area	6,132 sqft (0.141 acres)
Lot Dimensions	300 ft deep x 22 ft wide
View / Lot	Commercial/Industrial
Deck Area	120 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	100444
Street Address	112 N MARKET ST
City	FREDERICK
State	MD
Zip	21701-5410
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	DB
Legal Description	LT 22 X 300 112 S. MKT. ST. FREDERICK
Legal Subdivision	FREDERICK
Legal Lot Number	112
Jurisdiction	FREDERICK MD
Township / Civil Division	2, FREDERICK
Census Block Group	1
Census Block	1011
Census Tract	772200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Frederick Historic District (Boundary Increase) listed 1988 · 2,435 contributing resources · NRIS 88000713

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Frederick County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	112 S MARKET ST, FREDERICK, MD 21701-5527
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Aug 6, 2026	Deed of Trust, Mortgage · Line of Credit NYMEO FEDERAL CREDIT UNION
Aug 10, 2026	Deed of Trust, Mortgage · Line of Credit NYMEO FEDERAL CREDIT UNION
Sep 2, 2020	Deed, Transfer · Conventional Mortgage REDFIN MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 2, 2020 · Amount on Record
Deed Sale	Sep 2, 2020 · Amount on Record
Prior Sale	Aug 28, 2014 · Amount on Record
Deed Book / Page	14035 / 116
Transfer Doc	0000002660
Record Updated	Sep 20, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Recording Date	Aug 6, 2026
Property Address	112 N MARKET ST, FREDERICK, MD 21701-5410
Document Number	1799000476
Book / Page	17992 / 476
Instrument Date	May 19, 2026
Transaction Type	Mortgage
Record Updated	Aug 13, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	112 S MARKET ST, FREDERICK, MD 21701-5527

Mortgage

Document Number	1799000476,
Date	Aug 6, 2026
Book Page	17992/476

Lender

Name	NYMEO FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	298 Months
Due	Jun 1, 2051

Interest

Rate	6.23%
Max Rate	-1%

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Recording Date	Aug 10, 2026
Property Address	112 N MARKET ST, FREDERICK, MD 21701-5410
Document Number	1799000013
Book / Page	17997 / 13
Instrument Date	May 19, 2026
Transaction Type	Mortgage
Record Updated	Aug 18, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	112 S MARKET ST, FREDERICK, MD 21701-5527

Mortgage

Document Number	1799000013,
Date	Aug 10, 2026
Book Page	17997/13

Lender

Name	NYMEO FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	298 Months
Due	Jun 1, 2051

Interest

Rate	6.23%
Max Rate	-1%

September 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Sep 2, 2020
Property Address	112 S MARKET ST, FREDERICK, MD 21701-5527
Document Number	0140350116
Book / Page	14035 / 116
Instrument Date	Aug 14, 2020
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	FIRST AMERICAN MORTGAGE SLN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,725.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	112 S MARKET ST, FREDERICK, MD 21701-5527

Mortgage

Document Number	14035123
Date	Sep 2, 2020
Instrument	14035/123

Lender

Name	REDFIN MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$452,467 (+29.99%)	$502,200 (+17.45%) Land $297,400 Building $204,800
2025	$6,750.00 (+12.28%)
2023	$6,012.00 Homeowner's exemption	$348,067	$427,600 Land $245,200 Building $182,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FREDERICK serves 54,000 people · EPA ID MD0100015
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2019–2021) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 585 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 2,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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