112 S Gormley St, Forest, OH 45843 Property Records

Hardin County property record for 112 S Gormley St, Forest, OH 45843

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 2,470 sqft · built 1870
Lot Size	0.344 acres (15,000 sqft)
Owner	Individual Name on File
Last Sale	$48,500 (Nov 1994)
Tax Bill	$1,139 (2025)
Deeds & Mortgages	Feb 2026 Line of Credit Jan 2026 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`23-120006.0000`

Property Details

APN / Parcel Number

Primary APN	`23-120006.0000`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	2,470 sqft Living Area
1st Floor Area	1,235 sqft
Upper Floors Area	1,235 sqft
Basement Area	1,235 sqft
Unfinished Basement	1,235 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1870
Effective Year Built	Effective 1870
Exterior Material	Brick
Construction Type	Brick
Roof Type	Hip
Roof Material	Shingle
Lot Area	15,000 sqft (0.344 acres)
Lot Dimensions	150 ft deep x 100 ft wide
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	112 S GORMLEY ST
City	FOREST
State	OH
Zip	45843-1114
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BLOCK 43 5-6
Legal Subdivision	JOHN A GORMLEYS ADD
Legal Block	43,5-6
Jurisdiction	HARDIN OH
Township / Civil Division	JACKSON
Census Block Group	3
Census Block	3028
Census Tract	100

Owner

112 S Gormley St is owned and occupied by an individual who bought it in November 1994.

Source: Hardin County records, as of March 31, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	112 S GORMLEY ST, FOREST, OH 45843-1114
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 27, 2026	Deed of Trust, Mortgage · Line of Credit THE FIRST CITIZENS NATIONAL BANK OF UPPE
Jan 2, 2026	Deed of Trust, Mortgage · Line of Credit THE MIDDLEFIELD BANKING CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 9, 1994 · Amount on File
Deed Sale	Nov 9, 1994 · Amount on File
Prior Sale	Nov 30, 1992 · Amount on File
Record Updated	Jun 8, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARDIN OH
Property Address	112 S GORMLEY ST, FOREST, OH 45843-1114
Transaction Type	Mortgage
Record Updated	Mar 11, 2026
Title Company	BEACH TITLE AGENCY, BECK TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	112 S GORMLEY ST, FOREST, OH 45843-1114

Mortgage

Document Number	0000577/80
Date	Feb 27, 2026
Book Page	577/80
Instrument	2026000627

Lender

Name	THE FIRST CITIZENS NATIONAL BANK OF UPPE
Address	100 N SANDUSKY AVE, UPPER SANDUSKY, OH 43351

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Feb 6, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARDIN OH
Property Address	112 S GORMLEY ST, FOREST, OH 45843-1114
Transaction Type	Mortgage
Record Updated	Jan 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00576/2840
Date	Jan 2, 2026
Book Page	576/2840
Instrument	2026000001

Lender

Name	THE MIDDLEFIELD BANKING CO
Type	Bank
Address	15985 E HIGH ST, MIDDLEFIELD, OH 44062

Agreement

Type	Line of Credit

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 112 S Gormley St was $1,139 with a homeowner's exemption, down 0.1% from the year before.

Source: Hardin County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hardin County
County Subdivision	Jackson Township
Municipality	Forest Village
Unified School District	Riverdale Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,139.00 (-0.09%)	$35,750 (-) Land $2,800 Building $32,950
2024	$1,140.00 (+0.44%) Homeowner's exemption	$35,750 (-) Land $2,800 Building $32,950
2023	$1,135.00 (+11.93%) Homeowner's exemption	$35,750 (+28.46%) Land $2,800 Building $32,950	$102,140 Land $8,000 Building $94,140
2022	$1,014.00 Homeowner's exemption	$27,830 Land $2,570 Building $25,260
2020			$79,510 Land $7,340 Building $72,170

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 112 S Gormley St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 9, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 112 S Gormley St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FOREST VILLAGE serves 1,354 people · EPA ID OH3300312
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 287 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
HDER Link Fixed Wireless	500 / 500
AT&T Fixed Wireless	100 / 20

May also be available: Verizon, Watch TV.

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