112 S 4th St, Festus, MO 63028 Property Records

Jefferson County property record for 112 S 4th St, Festus, MO 63028

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,262 sqft · built 1940
Lot Size	0.142 acres (6,191 sqft)
Owner	2 Individual Names on File
Last Sale	$156,800 (Mar 2024)
Tax Bill	$1,481 (2025)
Deeds & Mortgages	Mar 2024 Mortgage Mar 2024 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`193.007.01008003`

Property Details

APN / Parcel Number

Primary APN	`193.007.01008003`

Interior

Full Baths	1 Bath
Stories	2 Stories
Building Area	1,262 sqft Living Area
1st Floor Area	336 sqft
Basement Area	1,262 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Bi-Level
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	6,191 sqft (0.142 acres)
Lot Dimensions	113 ft deep x 57 ft wide
Porch	Enclosed Frame Porch
Porch Area	156 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	112 S 4TH ST
City	FESTUS
State	MO
Zip	63028-2209
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CT1
Legal Description	ADAMS LOT 3 BLOCK 22
Legal Range	6E
Legal Township	40N
Legal Section	07
Legal Subdivision	ADAMS
Legal Block	22
Legal Lot Number	3
Jurisdiction	JEFFERSON MO
Township / Civil Division	RIVER VIEW
Census Block Group	2
Census Block	2020
Census Tract	700900

Owner

112 S 4th St is owned and occupied by two individuals who bought it in March 2024.

Source: Jefferson County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	112 S 4TH ST, FESTUS, MO 63028-2209
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 26, 2024	Warranty Deed, Transfer · VA Mortgage WRIGHT FINANCIAL INC
Mar 22, 2024	Correction Deed
Jan 6, 2021	Warranty Deed, Transfer · FHA Mortgage FAMILY FIN MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 26, 2024 · Amount on File
Deed Sale	Mar 26, 2024 · Amount on File
Prior Sale	Jan 6, 2021 · Amount on File
Deed Document Number	20247111
Record Updated	Oct 29, 2026

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Mar 26, 2024
Property Address	112 S 4TH ST, FESTUS, MO 63028-2209
Document Number	0000007111
Map Reference	MB 2 PG 14
Instrument Date	Mar 26, 2024
Instrument	2024R-007111
Transaction Type	Transfer
Record Updated	Apr 10, 2024

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13728 STATE ROAD T, FESTUS, MO 63028-4821

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	112 S 4TH ST, FESTUS, MO 63028-2209

Mortgage

Document Number	0000007112
Date	Mar 26, 2024
Instrument	2024R-007112

Lender

Name	WRIGHT FINANCIAL INC

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2054

March 2024: Correction Deed

Document Type	Correction Deed
Jurisdiction	JEFFERSON MO
Recording Date	Mar 22, 2024
Property Address	112 S 4TH ST, FESTUS, MO 63028-2209
Document Number	0000006827
Map Reference	MB2 PG 14
Instrument Date	Mar 20, 2024
Instrument	2024R-006827
Record Updated	Apr 8, 2024

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3540 JEFFCO BLVD, ARNOLD, MO 63010-3999

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	112 S 4TH ST, FESTUS, MO 63028-2209

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Jan 6, 2021
Property Address	112 S 4TH ST, FESTUS, MO 63028-2209
Document Number	0000000585
Instrument Date	Dec 21, 2020
Instrument	585
Transaction Type	Transfer
Record Updated	Mar 8, 2021
Title Company	INVESTORS TITLE COMPANY, INVESTORS TITLE CO.

Transaction

Tax	$0.00
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	112 S 4TH ST FESTUS MO 630282209, FESTUS, MO 63028-2209

Mortgage

Document Number	586
Date	Jan 6, 2021
Instrument	586

Lender

Name	FAMILY FIN MTG
Type	Mortgage Company
Address	ARNOLD, MO 63010

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 5, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 112 S 4th St was $1,481, up 41.5% from the year before.

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Municipality	Festus City
Unified School District	Festus R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$19,800 (-) Land $1,300 Building $18,500	$104,300 (-) Land $6,900 Building $97,400
2025	$1,481.00 (+41.45%)	$19,800 Land $1,300 Building $18,500	$104,300 (-) Land $6,900 Building $97,400
2024	$1,047.00 (+0.48%)		$104,300 (+7.3%) Land $6,900 Building $97,400
2023	$1,042.00	$18,500 Land $1,300 Building $17,200	$97,200 Land $6,900 Building $90,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 112 S 4th St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	113 (1979–2018)
Claims Outside the SFHA	29 of 113
Most Recent Claim	Sep 2018 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes, And Flooding, May 2009 · 9 claims Severe Storms, Tornadoes, Hail, Flooding, May 1995 · 18 claims Severe Storms & Flooding, Sep 1993 · 29 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 112 S 4th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FESTUS PWS serves 13,000 people · EPA ID MO6010276
Water Source	Purchased groundwater influenced by surface water from JEFFERSON COUNTY WATER AUTHORITY
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 471 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Wisper ISP.

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