St. Clair County property record for 112 S 10th St, Saint Clair, MI 48079
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,140 sqft · built 1950 |
| Lot Size | 0.115 acres (5,009 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $200,000 (Dec 2025) |
| Tax Bill | $1,525 (2025) |
| Deeds & Mortgages | Nov 2025 Mortgage Nov 2025 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 74-07-410-0015-000 |
| Primary APN | 74-07-410-0015-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,140 sqft Living Area |
| 1st Floor Area | 972 sqft |
| Basement Area | 832 sqft |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Lot Area | 5,009 sqft (0.115 acres) |
| Lot Dimensions | 100 ft deep x 50 ft wide |
| Garage Area | 589 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 112 S 10TH ST |
|---|---|
| City | SAINT CLAIR |
| State | MI |
| Zip | 48079-4900 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1A MED D |
| Legal Description | LOT 8 BLK 1 ROBERT H JENKS & WM BALFOUR ADDT TO THE CITY OF ST CLAIR |
| Legal Subdivision | ROBERT H JENKS & WM BALFOUR ADD |
| Legal Block | 1 |
| Legal Lot Number | 8 |
| Legal Unit | 8 |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | ST. CLAIR |
| Census Block Group | 1 |
| Census Block | 1029 |
| Census Tract | 642000 |
Source: St. Clair County records, as of March 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 6295 SPRINGBORN RD, CHINA, MI 48054-3812 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried Man |
| Date | Document |
|---|---|
| Nov 25, 2025 | Deed of Trust, Mortgage · Second Mortgage (Down Payment) COMERSTONE FIRST MORTGAGE LLC |
| Nov 25, 2025 | Deed of Trust, Mortgage · FHA Mortgage CORNERSTONE FIRST MORTGAGE INC |
| Dec 23, 2025 | Warranty Deed, Transfer · FHA Mortgage CORNERSTONE FIRST MORTGAGE INC |
| Mar 10, 2021 | Transfer on Death Deed, Transfer |
| Feb 19, 2021 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 23, 2025 · Amount on Record |
| Deed Sale | Dec 23, 2025 · Amount on Record |
| Prior Sale | Apr 18, 2011 · Amount on Record |
| Deed Document Number | 202524506 |
| Deed Book / Page | 5882 / 948 |
| Prior Transfer Date | Feb 3, 2021 |
| Prior Transfer Doc | 0005320902 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 112 S 10TH ST, SAINT CLAIR, MI 48079-4900 |
| Transaction Type | Mortgage |
| Record Updated | Jan 6, 2026 |
| Title Company | PREMIER TITLE COMPANY, PREMIER TITLE |
| Name | Verified Name |
|---|---|
| Address | 112 S 10TH ST, SAINT CLAIR, MI 48079-4900 |
| Document Number | 0005874874 |
|---|---|
| Date | Nov 25, 2025 |
| Book Page | 5874/874 |
| Instrument | 2025022694 |
| Name | COMERSTONE FIRST MORTGAGE LLC |
|---|---|
| Address | 1133 OCEAN AVE, LAKEWOOD, NJ 08701 |
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 112 S 10TH ST, SAINT CLAIR, MI 48079-4900 |
| Transaction Type | Mortgage |
| Record Updated | Dec 10, 2025 |
| Title Company | PREMIER TITLE COMPANY, PREMIER TITLE |
| Name | Verified Name |
|---|---|
| Address | 6295 SPRINGBORN RD, CHINA, MI 48054-3812 |
| Document Number | 0005874862 |
|---|---|
| Date | Nov 25, 2025 |
| Book Page | 5874/862 |
| Instrument | 2025022693 |
| Name | CORNERSTONE FIRST MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | 2655 CAMINO DEL RIO N STE 100, SAN DIEGO, CA 92108 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Dec 23, 2025 |
| Property Address | 112 S 10TH ST, SAINT CLAIR, MI 48079-4900 |
| Document Number | 0005882948 |
| Book / Page | 5882 / 948 |
| Map Reference | LB 18 PG 172 |
| Instrument Date | Nov 21, 2025 |
| Instrument | 2025024506 |
| Transaction Type | Transfer |
| Record Updated | Jan 6, 2026 |
| Title Company | ATA NATIONAL TITLE GROUP LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,500.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 112 S 10TH ST, SAINT CLAIR, MI 48079-4900 |
| Name | Verified Name |
|---|---|
| Address | 6295 SPRINGBORN RD, CHINA, MI 48054-3812 |
| Document Number | 2025022693 |
|---|---|
| Date | Dec 23, 2025 |
| Instrument | 2025022693 |
| Name | CORNERSTONE FIRST MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2055 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Mar 10, 2021 |
| Property Address | 112 S 10TH ST, SAINT CLAIR, MI 48079-4900 |
| Document Number | 0005332498 |
| Book / Page | 5332 / 498 |
| Map Reference | LB 18 PG 172 |
| Instrument Date | Feb 4, 2021 |
| Instrument | 2021007023 |
| Transaction Type | Transfer |
| Record Updated | Feb 11, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 112 S 10TH ST, 112, SAINT CLAIR, MI 48079-4900 |
| Name | Verified Name |
|---|---|
| Address | 112 S 10TH ST, SAINT CLAIR, MI 48079-4900 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Feb 19, 2021 |
| Property Address | 112 S 10TH ST, SAINT CLAIR, MI 48079-4900 |
| Document Number | 0005320902 |
| Book / Page | 5320 / 902 |
| Map Reference | LB 18 PG 172 |
| Instrument Date | Feb 3, 2021 |
| Instrument | 2021004826 |
| Transaction Type | Transfer |
| Record Updated | Feb 11, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 112 S 10TH ST, SAINT CLAIR, MI 48079-4900 |
Source: St. Clair County assessment roll, as of October 7, 2025
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Clair County |
| Municipality | St. Clair City |
| Unified School District | East China School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,525.00 (-7.41%) Homeowner's exemption | $84,000 (+8.95%) | |
| 2024 | $1,647.00 (+7.58%) | $168,000 (+8.95%) | |
| 2023 | $77,100 | ||
| 2022 | $1,531.00 | $154,200 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2001) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 2001 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 93% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ST. CLAIR serves 5,464 people · EPA ID MI0006270 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 394 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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