112 Royal Assembly Dr, Charleston, SC 29492 Property Records

Berkeley County property record for 112 Royal Assembly Dr, Charleston, SC 29492

Property Summary

Property Type	Single Family Home
Details	3,330 sqft · built 2006
Lot Size	0.948 acres (41,325 sqft)
Owner	Individual Name on File
Last Sale	$1,510,000 (Sep 2024)
Tax Bill	$231 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Jan 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`268-10-01-018`

Property Details

APN / Parcel Number

Primary APN	`268-10-01-018`
Alternative APN	`268-00-00-048`

Interior

Stories	1 Story
Building Area	3,330 sqft Finished Area
Gross Area	4,987 sqft
1st Floor Area	1,920 sqft
2nd Floor Area	1,410 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Lot Area	41,325 sqft (0.948 acres)
Garage Area	858 sqft

Exterior Amenities

Porch	Patio
Porch Area	487 sqft
Deck Area	168 sqft
Patio Area	312 sqft
Total Buildings	2 Buildings

Location & Zoning

Street Address	112 ROYAL ASSEMBLY DR
City	CHARLESTON
State	SC
Zip	29492-8215
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CHARLESTON
Legal Description	ASSESSMENT DISTRICT: 023BERESFORD HALLPHASE III-B
Legal Subdivision	BERESFORD HALL
Legal Phase	3
Legal Lot Number	192
Jurisdiction	BERKELEY SC
Township / Civil Division	WANDO
Census Block Group	1
Census Block	1027
Census Tract	20404

Owner

112 Royal Assembly Dr is owned and occupied by an individual who bought it in September 2024.

Source: Berkeley County records, as of August 18, 2026

Owner of Record	Individual Name on File
Mailing Address	112 ROYAL ASSEMBLY DR, CHARLESTON, SC 29492-8215
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2021	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Jan 21, 2020	Deed of Trust, Mortgage · SBA Mortgage NORTH STATE BANK
Jun 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage BENCHMARK MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 20, 2024 · Amount on File
Deed Sale	Sep 20, 2024 · Amount on File
Prior Sale	Sep 16, 2024 · Amount on File
Deed Document Number	202429504
Deed Book / Page	4975 / 204
Prior Transfer Date	Jun 14, 2011
Prior Transfer Doc	9011/0111
Record Updated	Sep 20, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKELEY SC
Property Address	112 ROYAL ASSEMBLY DR, CHARLESTON, SC 29492-8215
Transaction Type	Mortgage
Record Updated	Oct 6, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3987/0270
Date	Sep 28, 2021
Book Page	3987/270
Instrument	2021045885

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	359 Months
Due	Aug 1, 2051

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKELEY SC
Property Address	112 ROYAL ASSEMBLY DR, CHARLESTON, SC 29492-8215
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3250/0972
Date	Jan 21, 2020
Book Page	3250/0972
Instrument	2020002197

Lender

Name	NORTH STATE BANK
Type	Bank
Address	RALEIGH, NC 27609

Agreement

Type	SBA Mortgage
Amount	Amount on Record

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKELEY SC
Property Address	112 ROYAL ASSEMBLY DR, CHARLESTON, SC 29492-8215
Document Number	3407/0017
Instrument Date	Jun 22, 2020
Transaction Type	Mortgage
Record Updated	Aug 12, 2020
Title Company	ATTORNEY ONLY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	112 ROYAL ASSEMBLY DR CHARLESTON SC 294928215, CHARLESTON, SC 29492-8215

Mortgage

Document Number	3407/0017
Date	Jun 26, 2020
Book Page	003407/000017
Instrument	23002

Lender

Name	BENCHMARK MTG
Type	Mortgage Company
Address	PLANO, TX 75024

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 25, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 112 Royal Assembly Dr was $231, down 95.5% from the year before.

Source: Berkeley County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Berkeley County
Municipality	Charleston City
Unified School District	Berkeley County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,509,200 (+2,4%) Land $600,000 Building $909,200	$1,509,200 (-) Land $600,000 Building $909,200
2025	$231.00 (-95.54%)	$60,368 (-) Land $24,000 Building $36,368	$1,509,200 (-) Land $600,000 Building $909,200
2024	$5,185.00 Additional exemption filed	$60,368 Land $24,000 Building $36,368	$1,509,200 Land $600,000 Building $909,200
2022	$4,707.00 Homeowner's exemption	$29,426 Land $6,763 Building $22,663	$870,200 Land $200,000 Building $670,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 112 Royal Assembly Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 323 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	383 units insured incl. 60 condo units
Nearby Flood Claims	10 (1989–2023)
Claims Outside the SFHA	4 of 10
Most Recent Claim	Jul 2023
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims Severe Storms And Flooding, Oct 2015 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 112 Royal Assembly Dr is high, ranking above 71% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 71% of the US · above 92% of South Carolina
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLESTON WATER SYSTEM serves 278,771 people · EPA ID SC1010001
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Home Telecom Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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