112 Ridgecrest Rd, Gadsden, AL 35901 Property Records

Etowah County property record for 112 Ridgecrest Rd, Gadsden, AL 35901

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 3,028 sqft · built 1986
Lot Size	0.44 acres (19,375 sqft)
Owner	2 Individual Names on Record
Last Sale	$43,500 (Jul 2012)
Tax Bill	$1,497 (2026)
Deeds & Mortgages	Feb 2021 Mortgage Oct 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`15-09-32-0-001-033.033`

Property Details

APN / Parcel Number

Primary APN	`15-09-32-0-001-033.033`
Alternative APNs	`186508` `48778`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	3,028 sqft Living Area
1st Floor Area	3,028 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Block
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	19,375 sqft (0.44 acres)
Lot Dimensions	125 ft deep x 155 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	186508
Street Address	112 RIDGECREST RD
City	GADSDEN
State	AL
Zip	35901-6410
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	H/S BASE YEAR - LT 42 WILDWOOD HILLS UNIT 1 PLAT J-13 32-12-6 1322-179,1475-347,D-2007-3275007,D-2012-3370736
Legal Range	6E
Legal Township	12S
Legal Section	32
Legal Subdivision	WILDWOOD HILLS UNIT 1
Legal Lot Number	42
Legal Unit	1
Jurisdiction	ETOWAH AL
Township / Civil Division	GADSDEN
Census Block Group	3
Census Block	3042
Census Tract	1100

Owner

Source: Etowah County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	112 RIDGECREST RD, GADSDEN, AL 35901-6410
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Feb 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage RIVER BANK & TRUST
Oct 17, 2017	Deed of Trust, Mortgage · Line of Credit RIVER BANK & TRUST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 25, 2012 · Amount on Record
Deed Sale	Jul 25, 2012 · Amount on Record
Deed Document Number	20123370736
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ETOWAH AL
Property Address	112 RIDGECREST RD, GADSDEN, AL 35901-6410
Transaction Type	Mortgage
Record Updated	Oct 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003515679
Date	Feb 3, 2021
Instrument	3515679

Lender

Name	RIVER BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ETOWAH AL
Property Address	112 RIDGECREST RD, GADSDEN, AL 35901-6410
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3457952
Date	Oct 17, 2017
Instrument	3457952

Lender

Name	RIVER BANK & TRUST
Type	Bank
Address	GADSDEN, AL 35901

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Etowah County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Etowah County
Municipality	Gadsden City
Unified School District	Gadsden City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,497.00 (-5.31%) Homeowner's exemption
2025	$1,581.00 (-2.29%) Homeowner's exemption	$33,280 (+0.03%) Land $2,180 Building $31,100	$332,700 (-) Land $21,700 Building $311,000
2023	$1,618.00 (+20.48%) Homeowner's exemption	$33,270 (+20.28%) Land $2,170 Building $31,100	$332,700 (+20.28%) Land $21,700 Building $311,000
2022	$1,343.00 Homeowner's exemption	$27,660 Land $2,170 Building $25,490	$276,600 Land $21,700 Building $254,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 21, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2022)
Most Recent Claim	Mar 2022 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · above 60% of Alabama
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GADSDEN, THE WWSB OF THE serves 44,637 people · EPA ID AL0000577
Water Source	Surface water
Last State Inspection	Jan 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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