112 Ridge Crest Dr, Chesterfield, MO 63017 Property Records

St. Louis County property record for 112 Ridge Crest Dr, Chesterfield, MO 63017

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 2,510 sqft · built 1962
Lot Size	1.1 acres (47,916 sqft)
Owner	Individual Name on File
Last Sale	$205,000 (Dec 2001)
Tax Bill	$5,902 (2025)
Deeds & Mortgages	Nov 2025 Line of Credit Nov 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`16Q-44-0041`

Property Details

APN / Parcel Number

Primary APN	`16Q-44-0041`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	14 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,510 sqft Living Area
Gross Area	3,038 sqft
1st Floor Area	2,510 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Architectural Style	Ranch
Construction Type	Frame
Foundation Type	Raised
Lot Area	47,916 sqft
Lot Dimensions	141 ft deep x 117 ft wide
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	112 RIDGE CREST DR
City	CHESTERFIELD
State	MO
Zip	63017-2636
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	105R1
Legal Description	RIVER BEND ESTATES PLAT 2 LOT 112
Legal Subdivision	RIVER BEND ESTATES PLAT 2
Legal Lot Number	112
Jurisdiction	ST LOUIS MO
Township / Civil Division	MARYLAND HEIGHTS
Census Block Group	1
Census Block	1046
Census Tract	215105

Owner

112 Ridge Crest Dr is owned and occupied by an individual who bought it in December 2001.

Source: St. Louis County records, as of September 29, 2026

Owner of Record	Individual Name on File
Mailing Address	112 RIDGE CREST DR, CHESTERFIELD, MO 63017-2636
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 13, 2025	Deed of Trust, Mortgage · Line of Credit TOGETHER CU
Nov 12, 2020	Deed of Trust, Mortgage · Conventional Mortgage FORTUNEBANK
Feb 21, 2018	Deed of Trust, Mortgage FIRST BK MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 27, 2001 · Amount on File
Deed Sale	Dec 27, 2001 · Amount on File
Deed Document Number	2001952
Deed Book / Page	13504 / 138
Prior Transfer Date	Nov 21, 1997
Prior Transfer Doc	0000000012
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	112 RIDGE CREST DR, CHESTERFIELD, MO 63017-2636
Transaction Type	Mortgage
Record Updated	Feb 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	112 RIDGE CREST DR, CHESTERFIELD, MO 63017-2636

Mortgage

Document Number	2025111300241
Date	Nov 13, 2025
Instrument	2025111300241

Lender

Name	TOGETHER CU
Type	Credit Union
Address	SAINT LOUIS, MO 63118

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Nov 30, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	112 RIDGE CREST DR, CHESTERFIELD, MO 63017-2636
Transaction Type	Mortgage
Record Updated	Sep 1, 2021
Title Company	TITLE PARTNERS AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	112 RIDGE CREST DR, CHESTERFIELD, MO 63017-2636

Mortgage

Document Number	0244322607
Date	Nov 12, 2020
Book Page	24432/2607
Instrument	2020111200404

Lender

Name	FORTUNEBANK
Type	Bank
Address	ARNOLD, MO 63010

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2050

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	112 RIDGE CREST DR, CHESTERFIELD, MO 63017-2636
Document Number	0229160616
Instrument Date	Feb 21, 2018
Transaction Type	Mortgage
Record Updated	Mar 20, 2018
Title Company	TITLE PARTNERS AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	112 RIDGE CREST DR CHESTERFIELD MO 630172636, CHESTERFIELD, MO 63017-2636

Mortgage

Document Number	0229160616
Date	Feb 27, 2018
Book Page	022916/000616
Instrument	96

Lender

Name	FIRST BK MTG
Type	Bank
Address	SAINT LOUIS, MO 63141

Agreement

Amount	Amount on Record
Term	360 Months
Due	Feb 26, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 112 Ridge Crest Dr was $5,902, up 0.2% from the year before.

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
Municipality	Chesterfield City
County	St. Louis County
Unified School District	Parkway C-2 School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$125,570 (-) Land $67,810 Building $57,760	$660,900 (-) Land $356,900 Building $304,000
2025	$5,902.00 (+0.2%)	$125,570 Land $67,810 Building $57,760	$660,900 Land $356,900 Building $304,000
2024	$5,890.00 (+4.25%)
2023	$5,650.00 (-0.26%)	$89,110 (+9.04%) Land $44,570 Building $44,540	$469,000 Land $234,600 Building $234,400
2022	$5,665.00	$81,720 Land $50,390 Building $31,330
2021			$430,100 Land $265,200 Building $164,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 112 Ridge Crest Dr in Zone X, an area of minimal flood risk, though there have been 32 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	32 (1979–1995)
Claims Outside the SFHA	3 of 32
Most Recent Claim	Jun 1995 · Severe Storms, Tornadoes, Hail, Flooding
Claims by Event	Severe Storms, Tornadoes, Hail, Flooding, Jun 1995 · 3 claims Severe Storms & Flooding, Sep 1993 · 27 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 112 Ridge Crest Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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