Pawtucket City property record for 112 Prospect St, Pawtucket, RI 02860
| Property Type | Apartments (5+ Units) |
|---|---|
| Details | 9 bd · 4.5 ba · 6,652 sqft · built 1925 |
| Lot Size | 0.246 acres (10,726 sqft) |
| Owner | Individual Name on File |
| Last Sale | $310,000 (Jan 2017) |
| Tax Bill | $8,457 (2025) |
| Deeds & Mortgages | Mar 2026 Line of Credit Jul 2022 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | PAWT M:23 L:0237 |
| Primary APN | PAWT M:23 L:0237 |
|---|---|
| Alternative APN |
|
| Bedrooms | 9 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 20 Rooms |
| Units | 4 Units |
| Stories | 3 Stories |
| Building Area | 6,652 sqft Living Area |
| Gross Area | 10,676 sqft |
| 1st Floor Area | 2,598 sqft |
| Basement Area | 2,518 sqft |
| Unfinished Basement | 2,518 sqft |
| Game Room | Game Room |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1925 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Hip |
| Roof Material | Slate |
| Lot Area | 10,726 sqft (0.246 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Account Number | 230237 |
|---|---|
| Street Address | 112 PROSPECT ST |
| City | PAWTUCKET |
| State | RI |
| Zip | 02860-4435 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Apartments (5+ Units) |
| Local Zoning Code | RM |
| Legal Lot Number | 237 |
| Jurisdiction | PAWTUCKET RI |
| Township / Civil Division | PAWTUCKET |
| Census Block Group | 2 |
| Census Block | 2027 |
| Census Tract | 16700 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the South Street Historic District listed 1983 · 21 contributing resources · NRIS 83003864 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
112 Prospect St, a residential property, is owned and occupied by an individual who bought it in January 2017.
Source: Pawtucket City records, as of June 22, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 112 PROSPECT ST, PAWTUCKET, RI 02860-4435 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 30, 2026 | Deed of Trust, Mortgage · Line of Credit TD BANK NA |
| Jul 15, 2022 | Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT |
| May 25, 2017 | Deed of Trust, Mortgage · Conventional Mortgage HOME LN & INV BK |
| Jan 3, 2017 | Warranty Deed, Transfer · FHA Mortgage OCWEN FIN SVC INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 3, 2017 · Amount on File |
| Deed Sale | Jan 3, 2017 · Amount on File |
| Deed Document Number | 201719 |
| Deed Book / Page | 4039 / 290 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PAWTUCKET RI |
| Property Address | 112 PROSPECT ST, PAWTUCKET, RI 02860-4435 |
| Transaction Type | Mortgage |
| Record Updated | Apr 22, 2026 |
| Name | Verified Name |
|---|
| Document Number | 005305-278 |
|---|---|
| Date | Mar 30, 2026 |
| Book Page | 5305/278 |
| Instrument | 14 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PAWTUCKET RI |
| Property Address | 112 PROSPECT ST, PAWTUCKET, RI 02860-4435 |
| Transaction Type | Mortgage |
| Record Updated | Jul 28, 2022 |
| Name | Verified Name |
|---|
| Document Number | 004894-236 |
|---|---|
| Date | Jul 15, 2022 |
| Book Page | 4894/236 |
| Instrument | 8 |
| Name | SECRETARY HOUSING URBAN DEVELOPMENT |
|---|---|
| Type | Government Agency |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Aug 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PAWTUCKET RI |
| Property Address | 112 PROSPECT ST, PAWTUCKET, RI 02860-4435 |
| Document Number | 4095-320 |
| Book / Page | 004095 / 000320 |
| Instrument Date | May 25, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jun 20, 2017 |
| Name | Verified Name |
|---|---|
| Address | 112 PROSPECT ST PAWTUCKET RI 028604435, PAWTUCKET, RI 02860-4435 |
| Document Number | 4095-320 |
|---|---|
| Date | Jun 5, 2017 |
| Book Page | 004095/000320 |
| Instrument | 50 |
| Name | HOME LN & INV BK |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jun 4, 2037 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PAWTUCKET RI |
| Recording Date | Jan 3, 2017 |
| Property Address | 112 PROSPECT ST, PAWTUCKET, RI 02860-4435 |
| Document Number | 4039-290 |
| Book / Page | 4039 / 290 |
| Instrument | 19 |
| Transaction Type | Transfer |
| Record Updated | Jun 4, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $66.22 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 40390293 |
|---|---|
| Date | Jan 3, 2017 |
| Instrument | 04039/0293 |
| Name | OCWEN FIN SVC INC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 3, 2047 |
The 2025 property tax bill for 112 Prospect St was $8,457.
Source: Pawtucket City assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| Municipality | Pawtucket City |
| Unified School District | Pawtucket School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $8,457.00 | $643,100 Land $110,200 Building $532,900 |
| 2023 | $7,787.00 (+2.16%) | $459,700 (-) Land $81,600 Building $378,100 |
| 2022 | $7,622.00 | $459,700 Land $81,600 Building $378,100 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 112 Prospect St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 22, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 112 Prospect St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PAWTUCKET WATER SUPPLY BOARD VEOLIA-NA serves 98,130 people · EPA ID RI1592021 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 453 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| Starlink Satellite | 280 / 30 |
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