Black Hawk County property record for 112 Presley Cir, Waterloo, IA 50701
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 2 ba · 1,560 sqft · built 2008 |
| Lot Size | 0.186 acres (8,085 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $259,000 (Oct 2024) |
| Tax Bill | $4,732 (2025) |
| Deeds & Mortgages | Oct 2023 Sale & Mortgage Oct 2023 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 8913-33-427-021 |
| Primary APN | 8913-33-427-021 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,560 sqft Living Area |
| 1st Floor Area | 1,560 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Architectural Style | Condo/Apartment |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 8,085 sqft (0.186 acres) |
| Garage Type | Attached |
| Garage Area | 603 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 79 sqft |
| Deck Area | 160 sqft |
| Patio Area | 160 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 112 PRESLEY CIR |
|---|---|
| City | WATERLOO |
| State | IA |
| Zip | 50701-3800 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | GRACELAND TERRACE CONDOMINIUMS UNIT 2 |
| Legal Range | 13W |
| Legal Township | 89N |
| Legal Section | 33 |
| Legal Subdivision | GRACELAND TERRACE CONDOMINIUMS |
| Legal Lot Number | 2 |
| Jurisdiction | BLACK HAWK IA |
| Township / Civil Division | WATERLOO |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 1501 |
Source: Black Hawk County assessment roll, APN 8913-33-427-021, as of October 17, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 112 PRESLEY CIR, WATERLOO, IA 50701-3800 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 04, 2023 | Warranty Deed, Transfer · Conventional Mortgage VERIDIAN CU |
| Oct 04, 2023 | Affidavit of Death of Joint Tenant, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 04, 2024 · Amount on Record |
| Deed Sale | Oct 04, 2024 · Amount on Record |
| Prior Sale | Oct 04, 2023 · Amount on Record |
| Deed Document Number | 20244647 |
| Prior Transfer Date | Oct 03, 2024 |
| Prior Transfer Doc | 0000004645 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Recording Date | Oct 04, 2023 |
| Property Address | 112 PRESLEY CIR, WATERLOO, IA 50701-3800 |
| Document Number | 202400004647 |
| Map Reference | DOC 2007-00024 |
| Instrument Date | Sep 15, 2023 |
| Instrument | 202400004647 |
| Transaction Type | Transfer |
| Record Updated | Oct 20, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $413.60 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 112 PRESLEY CIR, WATERLOO, IA 50701-3800 |
| Document Number | 202400004649 |
|---|---|
| Date | Oct 04, 2023 |
| Instrument | 202400004649 |
| Name | VERIDIAN CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 01, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.62% |
| Type Change Date | Oct 01, 2028 |
| Change Frequency | Annually |
| Min Rate At Change | 4.62% |
| Max Rate At Change | 8.62% |
| Index | 1-Year T-Bill |
| Max Rate | 12.6% |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Recording Date | Oct 04, 2023 |
| Property Address | 112 PRESLEY CIR, WATERLOO, IA 50701-3800 |
| Document Number | 202400004645 |
| Map Reference | DOC 2007-00024 |
| Instrument Date | Sep 15, 2023 |
| Instrument | 202400004645 |
| Transaction Type | Transfer |
| Record Updated | Oct 20, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 112 PRESLEY CIR, WATERLOO, IA 50701-3800 |
Source: Black Hawk County assessment roll as of October 17, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,732.00 Homeowner's exemption | $258,410 (+6.77%) Land $14,150 Building $244,260 | $258,410 (+6.77%) Land $14,150 Building $244,260 |
| 2024 | $4,732.00 (+6.72%) | ||
| 2023 | $242,020 (+14.82%) Land $14,150 Building $227,870 | $242,020 (+14.82%) Land $14,150 Building $227,870 | |
| 2022 | $4,434.00 Homeowner's exemption | $210,780 Land $12,130 Building $198,650 | |
| 2021 | $210,780 Land $12,130 Building $198,650 |
Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), as of September 27, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 190130015011, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 15 (1979–2020) |
| Most Recent Claim | Jul 2020 · rainfall accumulation |
| Claims by Event |
|
| Wildfire Risk | Low lower than 99.1% of the US · lower than 91% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 321 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Waterloo Telecommunications Utility Fiber | 10,000 / 10,000 |
| Metronet Holdings Fiber | 5,120 / 5,120 |
| Mediacom Communications Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| LTD Broadband Fixed Wireless | 150 / 130 |
May also be available: AMG Technology Investment Group, T-Mobile USA.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System, water system IA0790074, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | WATERLOO WATER WORKS serves 69,504 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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