112 Pinnacle Ridge Rd, Beech Mountain (Banner Elk), NC 28604 Property Records

Watauga County property record for 112 Pinnacle Ridge Rd, Beech Mountain, NC 28604

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,400 sqft · built 1968
Lot Size	0.43 acres (18,731 sqft)
Owner	2 Individual Names on File
Last Sale	$450,000 (Apr 2022)
Tax Bill	$1,282 (2025)
Deeds & Mortgages	Apr 2022 Sale & Mortgage Sep 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1940-76-2572-000`

Property Details

APN / Parcel Number

Primary APN	`1940-76-2572-000`
Alternative APNs	`1844114` `1851990`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	14 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,400 sqft Living Area
1st Floor Area	1,000 sqft
Attic	Attic
Attic Area	1,000 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	18,731 sqft (0.43 acres)
Patio Area	623 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Account Number	1851990
Street Address	112 PINNACLE RIDGE RD
City	BEECH MOUNTAIN
State	NC
Zip	28604-8157
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	BMR2
Legal Description	PINNACLE RIDGE A18
Legal Subdivision	PINNACLE
Jurisdiction	WATAUGA NC
Township / Civil Division	LAUREL CREEK
Census Block Group	1
Census Block	1036
Census Tract	921000

Owner

112 Pinnacle Ridge Rd is owned by two individuals who bought it in April 2022.

Source: Watauga County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4953 SPANISH OAKS CIR, FERNANDINA BEACH, FL 32034-5679
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 18, 2022	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC
Sep 27, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Sep 27, 2018	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 18, 2022 · Amount on File
Deed Sale	Apr 18, 2022 · Amount on File
Prior Sale	Sep 27, 2018 · Amount on File
Deed Document Number	2022719204
Deed Book / Page	2268 / 286
Prior Transfer Date	Sep 27, 2021
Prior Transfer Doc	0022230453
Record Updated	Oct 29, 2026

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WATAUGA NC
Recording Date	Apr 18, 2022
Property Address	112 PINNACLE RIDGE RD, BEECH MOUNTAIN, NC 28604-8157
Document Number	0022680286
Book / Page	2268 / 286
Map Reference	MB 4 PG 80
Instrument Date	Apr 4, 2022
Instrument	719204
Transaction Type	Transfer
Record Updated	Apr 29, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$900.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	530 FOSTER ST UNIT 308, 530, DURHAM, NC 27701-2496

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4953 SPANISH OAKS CIR, FERNANDINA BEACH, FL 32034-5679

Mortgage

Document Number	0000719205
Date	Apr 18, 2022
Instrument	719205

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WATAUGA NC
Recording Date	Sep 27, 2021
Property Address	112 PINNACLE RIDGE RD, BEECH MOUNTAIN, NC 28604-8157
Document Number	0022230453
Book / Page	2223 / 453
Map Reference	MB 4 PG 80
Instrument Date	Sep 27, 2021
Instrument	711750
Transaction Type	Transfer
Record Updated	Jan 25, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4501 ROLLINGWOOD DR, DURHAM, NC 27713-8629

Mortgage

Document Number	0000711751
Date	Sep 27, 2021
Instrument	711751

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	363 Months
Due	Dec 1, 2051

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WATAUGA NC
Recording Date	Sep 27, 2018
Property Address	112 PINNACLE RIDGE RD, BEECH MOUNTAIN, NC 28604-8157
Document Number	0019940307
Book / Page	1994 / 0307
Map Reference	MB4 PG80
Instrument Date	Sep 20, 2018
Instrument	672696
Transaction Type	Transfer
Record Updated	Sep 21, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$354.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2448 OXFORD RD, 2448, RALEIGH, NC 27608-1538

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4501 ROLLINGWOOD DR, DURHAM, NC 27713-8629

Mortgage

Document Number	672697
Date	Sep 27, 2018
Instrument	672697

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 112 Pinnacle Ridge Rd was $1,282, down 64.9% from the year before.

Source: Watauga County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
Municipality	Beech Mountain Town
County	Watauga County
Unified School District	Watauga County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$367,200 (-) Land $67,000 Building $300,200
2025	$1,282.00 (-64.94%)	$367,200 Land $67,000 Building $300,200
2024	$3,657.00		$367,200 Land $67,000 Building $300,200
2023		$367,200 Land $67,000 Building $300,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 112 Pinnacle Ridge Rd in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective May 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 16 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	5 (2011–2020)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Feb 2020

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 112 Pinnacle Ridge Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF BEECH MOUNTAIN serves 2,468 people · EPA ID NC0195104
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jan 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Skyline Telephone Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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