112 Pine Cir, Somerset, WI 54025 Property Records

St. Croix County property record for 112 Pine Cir, Somerset, WI 54025

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,104 sqft · built 1994
Owner	Individual Name on Record
Last Sale	$325,000 (Dec 2023)
Tax Bill	$6,091 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Dec 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`181-1051-30-000`

Property Details

APN / Parcel Number

Primary APN	`181-1051-30-000`
Alternative APN	`03.30.19.283`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,104 sqft Total Area
Basement Area	1,104 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Material	Asphalt
Garage Type	Attached
Parking Spaces	2 Parking Spaces
Shed	1 Shed
Shed Area	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	112 PINE CIR
City	SOMERSET
State	WI
Zip	54025-9680
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC 3 T30N R19W LOT 33 ACORN ACRES
Legal Range	19W
Legal Township	30N
Legal Section	03
Legal Subdivision	ACORN ACRES
Legal Lot Number	33
Jurisdiction	ST CROIX WI
Township / Civil Division	SOMERSET
Census Block Group	2
Census Block	2077
Census Tract	120401

Owner

Source: St. Croix County records, as of February 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	112 PINE CIR, SOMERSET, WI 54025-9680
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2025	Deed of Trust, Mortgage · FHA Mortgage ESSEX MORTGAGE
Dec 15, 2023	Warranty Deed, Transfer · FHA Mortgage MUTUAL OF OMAHA MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 15, 2023 · Amount on Record
Deed Sale	Dec 15, 2023 · Amount on Record
Prior Sale	Feb 16, 2007 · Amount on Record
Deed Document Number	1174326
Record Updated	Jun 8, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CROIX WI
Property Address	112 PINE CIR, SOMERSET, WI 54025-9680
Transaction Type	Mortgage
Record Updated	Nov 11, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	112 PINE CIR, SOMERSET, WI 54025-9680

Mortgage

Document Number	0001198129
Date	Sep 25, 2025
Instrument	1198129

Lender

Name	ESSEX MORTGAGE
Type	Mortgage Company
Address	OCALA, FL 34475

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	351 Months
Due	Dec 1, 2054

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CROIX WI
Recording Date	Dec 15, 2023
Property Address	112 PINE CIR, SOMERSET, WI 54025-9680
Document Number	0001174326
Instrument Date	Dec 15, 2023
Instrument	1174326
Transaction Type	Transfer
Record Updated	Jan 3, 2024
Title Company	ST CROIX COUNTY ABSTRACT & T

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$975.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Mortgage

Document Number	0001174327
Date	Dec 15, 2023
Instrument	1174327

Lender

Name	MUTUAL OF OMAHA MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2054

Mortgage

Document Number	0001174328
Date	Dec 15, 2023
Instrument	1174328

Lender

Name	MUTUAL OF OMAHA MORTGAGE
Type	Mortgage Company

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	132 Months
Due	Jan 1, 2034

Tax Assessment & Valuation

Source: St. Croix County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Wisconsin
County	St. Croix County
Municipality	Somerset Village
Unified School District	Somerset School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,091.00 (+100.16%) Homeowner's exemption	$194,000 (+5.72%) Land $31,500 Building $162,500	$194,000 (+5.72%) Land $31,500 Building $162,500
2023	$3,043.00 (+2.42%) Homeowner's exemption	$183,500 (-) Land $31,500 Building $152,000	$183,500 (-) Land $31,500 Building $152,000
2022	$2,971.00 Homeowner's exemption	$183,500 Land $31,500 Building $152,000	$183,500 Land $31,500 Building $152,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 1, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOMERSET WATERWORKS serves 3,334 people · EPA ID WI6560137
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 312 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Northwest Communications Fiber	5,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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