Carteret County property record for 112 Pine Bluff Dr, Morehead City, NC 28557
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,909 sqft · built 1995 |
| Lot Size | 0.46 acres (20,038 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,381 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage Sep 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 6346.16.94.2294000 |
| Primary APN | 6346.16.94.2294000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,909 sqft Heated Area |
| Gross Area | 3,238 sqft |
| 1st Floor Area | 1,909 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1997 |
| Architectural Style | Ranch |
| Exterior Material | Vinyl |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 20,038 sqft (0.46 acres) |
| Lot Dimensions | 189 ft deep x 101 ft wide |
| Garage Type | Finished |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 553 sqft |
| Deck Area | 48 sqft |
| Patio Area | 7 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Account Number | 62533 |
|---|---|
| Street Address | 112 PINE BLUFF DR |
| City | MOREHEAD CITY |
| State | NC |
| Zip | 28557-8902 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | L9 PINE BLUFFS PH2 |
| Legal Subdivision | PINE BLUFF |
| Legal Phase | 2 |
| Legal Block | 94 |
| Legal Lot Number | 9 |
| Jurisdiction | CARTERET NC |
| Township / Civil Division | MOREHEAD |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 970606 |
112 Pine Bluff Dr is owned and occupied by two individuals.
Source: Carteret County records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 112 PINE BLUFF DR, MOREHEAD CITY, NC 28557-8902 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Al (and Others) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 26, 2021 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN SECURITY MORTGAGE CORP |
| Sep 23, 2019 | Deed of Trust, Mortgage · Conventional Mortgage LOCAL GOV'T EMPS FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARTERET NC |
| Property Address | 112 PINE BLUFF DR, MOREHEAD CITY, NC 28557-8902 |
| Transaction Type | Mortgage |
| Record Updated | May 10, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0017190088 |
|---|---|
| Date | Apr 26, 2021 |
| Book Page | 1719/88 |
| Instrument | 1719088 |
| Name | AMERICAN SECURITY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28207 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARTERET NC |
| Property Address | 112 PINE BLUFF DR, MOREHEAD CITY, NC 28557-8902 |
| Document Number | 0016510143 |
| Instrument Date | Sep 23, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 23, 2019 |
| Title Company | ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP |
| Name | Verified Name |
|---|---|
| Address | 122 PINE BLUFF DR MOREHEAD CITY NC 285578902, MOREHEAD CITY, NC 28557-8902 |
| Document Number | 0016510143 |
|---|---|
| Date | Oct 7, 2019 |
| Book Page | 001651/000143 |
| Name | LOCAL GOV'T EMPS FCU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611-5279 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 6, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.37% |
The 2025 property tax bill for 112 Pine Bluff Dr was $1,381.
Source: Carteret County assessment roll, as of November 24, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Carteret County |
| Unified School District | Carteret County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $420,666 (-) Land $86,500 Building $334,166 | $420,666 (-) Land $86,500 Building $334,166 | |
| 2025 | $1,381.00 | $420,666 Land $86,500 Building $334,166 | $420,666 Land $86,500 Building $334,166 |
| 2023 | $268,244 Land $120,432 Building $147,812 | $268,244 Land $120,432 Building $147,812 | |
| 2022 | $1,305.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 112 Pine Bluff Dr in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 2018.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 56 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 90 units insured incl. 34 condo units |
| Nearby Flood Claims | 7 (2018–2024) |
| Claims Outside the SFHA | 4 of 7 |
| Most Recent Claim | Aug 2024 · Tropical Storm Debby |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 112 Pine Bluff Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BRANDYWINE BAY private · serves 2,245 people · EPA ID NC0416163 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Jan 2021 Total trihalomethanes resolved · Apr 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 249 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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