112 Philadelphia Rd, Joppa, MD 21085 Property Records

Harford County property record for 112 Philadelphia Rd, Joppa, MD 21085

Property Summary

Property TypeRetail Stores (Personal Services, Photography, Travel)
Details3,934 sqft
Lot Size0.78 acres (33,976 sqft)
OwnerCompany Name on File
Last Sale$130,000 (Feb 2024)
Tax Bill$1,974 (2026)
Deeds & MortgagesApr 2024 Construction Loan
Feb 2024 Sale
+ 2 more
Flood ZoneZone X (minimal risk)
APN01-031198

Property Details

APN / Parcel Number

Primary APN01-031198
Alternative APNs
  • 1031198
  • 031198

Interior

Units3 Units
Stories2 Stories
Building Area3,934 sqft Total Area
1st Floor Area3,934 sqft

Exterior

Exterior MaterialAluminum/Vinyl
Fire ResistanceWood or Wood & Steel Frame
Roof MaterialShingle
Lot Area33,976 sqft (0.78 acres)
Deck AreaDeck Area
Patio Area48 sqft

Utilities, Heating & Cooling

Heating SystemBaseboard
Heating FuelElectric
SewerConnected

Location & Zoning

Account Number031198
Street Address112 PHILADELPHIA RD
CityJOPPA
StateMD
Zip21085-3308
Property CategoryCommercial
Property TypeCommercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Local Zoning CodeR1
Legal DescriptionLOT 0.78 AC 112 PHILADELPHIA ROAD JOPPA
Legal SubdivisionJOPPA
JurisdictionHARFORD MD
Township / Civil Division1, ABINGDON
Census Block Group2
Census Block2024
Census Tract301301

Owner

112 Philadelphia Rd, a commercial property, is owned by a company that bought it in February 2024.

Source: Harford County records, as of August 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on File
Mailing Address615 BALTIMORE PIKE, HSTEH, BEL AIR, MD 21014-4325
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Apr 3, 2024Deed of Trust, Mortgage · Construction Mortgage
HOUSEMAX FUNDING LLC
Feb 7, 2024Deed, Transfer
WESTERN TITLE AND ESCROW COMPANY, TERRAIN TITLE & ESCROW CO
Nov 23, 2022Intrafamily Transfer, Transfer
Jan 7, 2020Grant Deed, Transfer
FRONT DOOR TITLE INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 7, 2024 · Amount on File
Deed SaleFeb 7, 2024 · Amount on File
Prior SaleJan 7, 2020 · Amount on File
Deed Book / Page16169 / 1
Prior Transfer DateMay 16, 2011
Prior Transfer Doc0092250268
Record UpdatedOct 29, 2026

April 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARFORD MD
Property Address112 PHILADELPHIA RD, JOPPA, MD 21085-3308
Transaction TypeMortgage
Record UpdatedApr 11, 2024
Title CompanyWESTERN TITLE AND ESCROW COMPANY, TERRAIN TITLE & ESCROW CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0162190313
DateApr 3, 2024
Book Page16219/313
Lender
NameHOUSEMAX FUNDING LLC
AddressAUSTIN, TX 78746
Agreement
TypeConstruction Mortgage
AmountAmount on Record

February 2024: Deed, Transfer

Document TypeDeed
JurisdictionHARFORD MD
Recording DateFeb 7, 2024
Property Address112 PHILADELPHIA RD, JOPPA, MD 21085-3308
Document Number0161690001
Book / Page16169 / 1
Instrument DateFeb 2, 2024
Transaction TypeTransfer
Record UpdatedMar 13, 2024
Title CompanyWESTERN TITLE AND ESCROW COMPANY, TERRAIN TITLE & ESCROW CO

Transaction

AmountAmount on Record
Tax$650.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address615 BALTIMORE PIKE # H-1107, H, BEL AIR, MD 21014-4313

November 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionHARFORD MD
Recording DateNov 23, 2022
Property Address112 PHILADELPHIA RD, JOPPA, MD 21085-3308
Document Number0157490100
Book / Page15749 / 100
Instrument DateNov 8, 2022
Transaction TypeTransfer
Record UpdatedJun 7, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

January 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionHARFORD MD
Recording DateJan 7, 2020
Property Address112 PHILADELPHIA RD, JOPPA, MD 21085-3308
Document Number0136280047
Book / Page013628 / 000047
Instrument DateNov 1, 2019
Transaction TypeTransfer
Record UpdatedJan 29, 2020
Title CompanyFRONT DOOR TITLE INC

Transaction

AmountAmount on Record
Tax$55.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
AddressPO BOX 70015 ROSEDALE MD 212376015, ROSEDALE, MD 21237-6015

Tax Assessment & Valuation

The 2026 property tax bill for 112 Philadelphia Rd was $1,974, down 6.5% from the year before.

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyHarford County
Unified School DistrictHarford County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,974.00 (-6.49%)$181,133 (-10.43%)$187,200 (-14.64%) Land $107,300 Building $79,900
2025$2,111.00$202,233$219,300 Land $107,300 Building $112,000
2023$192,400$193,700 Land $107,300 Building $86,400
2022$2,082.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 112 Philadelphia Rd in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims8 (1978–2022)
Claims Outside the SFHA3 of 8
Most Recent ClaimAug 2022 · rainfall accumulation
Claims by Event
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 112 Philadelphia Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHARFORD COUNTY D.P.W.
serves 104,567 people · EPA ID MD0120016
Water SourceSurface water
Last State InspectionJul 2024
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880

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