112 Pandy St, Versailles, KY 40383 Property Records

Woodford County property record for 112 Pandy St, Versailles, KY 40383

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,233 sqft · built 1973
Owner	Individual Name on File
Tax Bill	$1,403 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Apr 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`30-1013-007-00`

Property Details

APN / Parcel Number

Primary APN	`30-1013-007-00`
Alternative APNs	`12166` `36969`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,233 sqft Living Area

Exterior

Year Built	Built 1973
Exterior Material	Brick Veneer
Foundation Type	Block

Location & Zoning

Account Number	36969
Street Address	112 PANDY ST
City	VERSAILLES
State	KY
Zip	40383-1032
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1 STORY
Legal Subdivision	MEREWOOD
Legal Block	3-A
Legal Lot Number	67
Jurisdiction	WOODFORD KY
Township / Civil Division	VERSAILLES
Census Block Group	2
Census Block	2011
Census Tract	50104

Owner

112 Pandy St is owned and occupied by an individual.

Source: Woodford County records, as of December 11, 2025

Owner of Record	Individual Name on File
Mailing Address	112 PANDY ST, VERSAILLES, KY 40383-1032
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 27, 2026	Deed of Trust, Mortgage · Commercial Mortgage ROCKET MORTGAGE LLC
Apr 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Oct 24, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
May 21, 2025	Deed of Trust, Mortgage · Line of Credit ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Deed Document Number	350-026
Record Updated	Jun 8, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WOODFORD KY
Property Address	112 PANDY ST, VERSAILLES, KY 40383-1032
Transaction Type	Mortgage
Record Updated	Mar 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	112 PANDY ST, VERSAILLES, KY 40383-1032

Mortgage

Document Number	0M1024/226
Date	Feb 27, 2026
Book Page	M1024/226
Instrument	290816

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	1050 WOODWARD AVE, DETROIT, MI 48226

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	181 Months
Due	Mar 1, 2041

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WOODFORD KY
Property Address	112 PANDY ST, VERSAILLES, KY 40383-1032
Transaction Type	Mortgage
Record Updated	Dec 12, 2025
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00M907/482
Date	Apr 23, 2021
Book Page	M907/482
Instrument	98088

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Apr 1, 2036

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WOODFORD KY
Property Address	112 PANDY ST, VERSAILLES, KY 40383-1032
Transaction Type	Mortgage
Record Updated	Dec 12, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00M958/142
Date	Oct 24, 2022
Book Page	M958/142
Instrument	160587

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Nov 1, 2037

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WOODFORD KY
Property Address	112 PANDY ST, VERSAILLES, KY 40383-1032
Transaction Type	Mortgage
Record Updated	Dec 12, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0M1009/234
Date	May 21, 2025
Book Page	M1009/234
Instrument	277563

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	1050 WOODWARD AVE, DETROIT, MI 48226

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	121 Months
Due	Jun 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 112 Pandy St was $1,403.

Source: Woodford County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Woodford County
Municipality	Versailles City
Unified School District	Woodford County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,403.00	$151,200	$151,200
2023	$1,173.00	$113,000	$113,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 112 Pandy St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1978–1984)
Most Recent Claim	May 1984 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 112 Pandy St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NE WOODFORD CO WATER DISTRICT serves 2,644 people · EPA ID KY1200310
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 312 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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