112 Palm St, Melrose, FL 32666 Property Records

Putnam County property record for 112 Palm St, Melrose, FL 32666

Property Summary

Property Type	Mobile Home
Details	924 sqft · built 1993
Lot Size	0.63 acres (27,443 sqft)
Owner	Individual Name on Record
Last Sale	$68,000 (Nov 2023)
Tax Bill	$1,133 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Nov 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`10-09-23-3407-0040-0100`

Property Details

APN / Parcel Number

Primary APN	`10-09-23-3407-0040-0100`
Alternative APN	`11397`

Interior

Building Area	924 sqft Living Area
1st Floor Area	924 sqft

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Mobile Home
Lot Area	27,443 sqft (0.63 acres)
Lot Dimensions	195 ft deep x 140 ft wide

Location & Zoning

Account Number	11397
Street Address	112 PALM ST
City	MELROSE
State	FL
Zip	32666-3120
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	PT OF NE1/4 OR245 P562, (EX OR295 P591) (HALFMOON LAKE, HOMESITES UNREC BLK D LOT 10)
Legal Range	23E
Legal Township	09S
Legal Section	10
Legal Subdivision	HALFMOON LAKE HOMESITES
Legal Block	4
Legal Lot Number	10
Jurisdiction	PUTNAM FL
Township / Civil Division	INTERLACHEN-FLORAHOME
Census Block Group	4
Census Block	4032
Census Tract	950300

Owner

Source: Putnam County records, as of April 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	112 PALM ST, MELROSE, FL 32666-3120
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Jan 28, 2026	Quit Claim Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Nov 30, 2023	Warranty Deed, Transfer · Seller Carry-Back PENNY MACNEAL ETAL
Dec 26, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 30, 2023 · Amount on Record
Deed Sale	Nov 30, 2023 · Amount on Record
Prior Sale	Jul 31, 2015
Deed Document Number	202326800
Deed Book / Page	1734 / 1489
Last Transfer Date	Jan 21, 2026
Transfer Doc	0018521887
Record Updated	Oct 29, 2026

January 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PUTNAM FL
Recording Date	Jan 28, 2026
Property Address	112 PALM ST, MELROSE, FL 32666-3120
Document Number	0018521887
Book / Page	1852 / 1887
Instrument Date	Jan 28, 2026
Instrument	202654002402
Transaction Type	Transfer
Record Updated	Mar 6, 2026
Title Company	ROCKET CLOSE LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 674, MELROSE, FL 32666-0674

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	112 PALM ST, MELROSE, FL 32666-3120

Mortgage

Document Number	0018521891
Date	Jan 28, 2026
Instrument	1852/1891

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PUTNAM FL
Recording Date	Nov 30, 2023
Property Address	112 PALM ST, MELROSE, FL 32666-3120
Document Number	0017341489
Book / Page	1734 / 1489
Instrument Date	Nov 20, 2023
Instrument	202354026800
Transaction Type	Transfer
Record Updated	Jan 13, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$476.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	52817 JACKIE LN, ELKHART, IN 46514-9558

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104160 OVERSEAS HWY, KEY LARGO, FL 33037-2910

Mortgage

Document Number	0017341492
Date	Nov 30, 2023
Instrument	1734/1492

Lender

Name	PENNY MACNEAL ETAL
Type	Seller

Agreement

Type	Seller Carry-Back
Amount	Amount Recorded
Term	2 Months
Due	Jan 1, 2024

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PUTNAM FL
Recording Date	Dec 26, 2018
Property Address	112 PALM ST, MELROSE, FL 32666-3120
Document Number	0015281947
Book / Page	001528 / 001947
Instrument Date	Dec 26, 2018
Instrument	54024046
Transaction Type	Transfer
Record Updated	Jan 15, 2019

Transaction

Amount	Amount Recorded
Tax	$0.70
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 PALM ST MELROSE FL 326663120, MELROSE, FL 32666-3120

Tax Assessment & Valuation

Source: Putnam County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Putnam County
Unified School District	Putnam County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,133.00 (+34.88%)	$48,670 (+0.56%) Land $4,830 Building $43,840	$48,670 (+0.56%) Land $4,830 Building $43,840
2023	$840.00 (+11.7%)	$48,400 (+18.6%)	$48,400 (+18.6%) Land $4,830 Building $43,570
2022	$752.00	$40,810	$40,810 Land $6,440 Building $34,370

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 21 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	21 in force
Nearby Flood Claims	2 (2017–2024)
Most Recent Claim	Sep 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · above 40% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Windstream DSL	200 / 20

May also be available: AT&T, Verizon, Xfinity.

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