Madison County property record for 112 Owen St, Madison, MS 39110
| Property Type | Single Family Home |
|---|---|
| Details | 2,264 sqft · built 2014 |
| Owner | Individual Name on Record |
| Tax Bill | $3,156 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage Nov 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 082D-19-330 |
| Primary APN | 082D-19-330 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,264 sqft Adjusted Area |
| 1st Floor Area | 1,852 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2014 |
|---|---|
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Cooling System | Central |
|---|
| Account Number | 53394 |
|---|---|
| Street Address | 112 OWEN ST |
| City | MADISON |
| State | MS |
| Zip | 39110-4552 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | LOT 321 STILLHOUSE CREEK PHASE 9 E@ 181 |
| Legal Range | 02E |
| Legal Township | 08N |
| Legal Section | 19 |
| Legal Subdivision | STILLHOUSE CREEK PHASE 09 |
| Legal Phase | 9 |
| Legal Lot Number | 321 |
| Jurisdiction | MADISON MS |
| Township / Civil Division | 2 |
| Census Block Group | 3 |
| Census Block | 3063 |
| Census Tract | 30401 |
Source: Madison County records, as of December 1, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 112 OWEN ST, MADISON, MS 39110-4552 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 7, 2021 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Nov 5, 2020 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MTG |
| Feb 13, 2020 | Deed of Trust, Mortgage FREEDOM MTG |
| May 6, 2019 | Warranty Deed, Transfer · VA Mortgage CHAOS HM LNS LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 21, 2025 |
| Deed Sale | Feb 21, 2025 |
| Prior Sale | Jul 2, 2024 |
| Deed Document Number | 1022365 |
| Deed Book / Page | 4527 / 150 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON MS |
| Property Address | 112 OWEN ST, MADISON, MS 39110-4552 |
| Transaction Type | Mortgage |
| Record Updated | Apr 17, 2023 |
| Name | Verified Name |
|---|---|
| Address | 112 OWEN ST, MADISON, MS 39110-4552 |
| Document Number | 004097/169 |
|---|---|
| Date | Sep 7, 2021 |
| Book Page | 4097/169 |
| Instrument | 935753 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 344 Months |
| Due | May 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON MS |
| Property Address | 112 OWEN ST, MADISON, MS 39110-4552 |
| Document Number | 0000910780 |
| Instrument Date | Nov 5, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2020 |
| Title Company | INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 112 OWEN ST MADISON MS 391104552, MADISON, MS 39110-4552 |
| Document Number | 0000910780 |
|---|---|
| Date | Nov 16, 2020 |
| Book Page | 003945/000793 |
| Instrument | 910780 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 15, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON MS |
| Property Address | 112 OWEN ST, MADISON, MS 39110-4552 |
| Document Number | 0000886224 |
| Instrument Date | Feb 13, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 17, 2020 |
| Title Company | INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 112 OWEN ST MADISON MS 391104552, MADISON, MS 39110-4552 |
| Document Number | 0000886224 |
|---|---|
| Date | Mar 2, 2020 |
| Book Page | 003823/000203 |
| Instrument | 886224 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Mar 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON MS |
| Recording Date | May 6, 2019 |
| Property Address | 112 OWEN ST, MADISON, MS 39110-4552 |
| Document Number | 0000863368 |
| Book / Page | 003716 / 000606 |
| Instrument Date | May 3, 2019 |
| Instrument | 863368 |
| Transaction Type | Transfer |
| Record Updated | May 15, 2019 |
| Title Company | BENCHMARK TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 112 OWEN ST MADISON MS 391104552, MADISON, MS 39110-4552 |
| Document Number | 863371 |
|---|---|
| Date | May 6, 2019 |
| Book Page | 003716/000612 |
| Instrument | 863371 |
| Name | CHAOS HM LNS LLC |
|---|---|
| Address | LAS VEGAS, NV 89113 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 5, 2049 |
Source: Madison County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,156.00 (+204.63%) | $30,737 (+52.26%) | $204,910 (+1.51%) Land $40,000 Building $164,910 |
| 2024 | $1,036.00 | ||
| 2023 | $1,036.00 Homeowner's exemption | $20,187 | $201,870 Land $40,000 Building $161,870 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 25 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 25 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 90% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BEAR CREEK W/A-WEST public/private · serves 26,677 people · EPA ID MS0450021 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 399 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| C Spire Wireless Fiber | 8,000 / 8,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| NETSPEEDMS Fixed Wireless | 499 / 285 |
| Verizon Fixed Wireless | 300 / 20 |
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