112 Overlook Ter, Laurens, SC 29360 Property Records

Laurens County property record for 112 Overlook Ter, Laurens, SC 29360

Property Summary

Property Type	Single Family Home
Owner	2 Individual Names on Record
Last Sale	$172,000 (Jun 2019)
Tax Bill	$1,550 (2025)
Deeds & Mortgages	Jan 2026 Second Mortgage Jun 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`906-07-06-045`

Property Details

APN / Parcel Number

Primary APN	`906-07-06-045`
Alternative APNs	`9060706045 00606192` `00606192`

Location & Zoning

Old Parcel Number	9060706045 00606192
Street Address	112 OVERLOOK TER
City	LAURENS
State	SC
Zip	29360-2612
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LA
Legal Description	112 OVERLOOK TERRACE
Legal Subdivision	SECTION C PARKVIEW
Legal Lot Number	46
Jurisdiction	LAURENS SC
Township / Civil Division	LAURENS
Census Block Group	5
Census Block	5013
Census Tract	920400

Owner

Source: Laurens County records, as of February 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	112 OVERLOOK TER, LAURENS, SC 29360-2612
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 2, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU
Jun 24, 2019	Grant Deed, Transfer · VA Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 24, 2019 · Amount on Record
Deed Sale	Jun 24, 2019 · Amount on Record
Prior Sale	Oct 31, 2012
Deed Document Number	2019005713
Deed Book / Page	D1454 / 225
Record Updated	Jun 8, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAURENS SC
Property Address	112 OVERLOOK TER, LAURENS, SC 29360-2612
Transaction Type	Mortgage
Record Updated	Jan 13, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0M32430040
Date	Jan 2, 2026
Book Page	M3243/40
Instrument	2026000017

Lender

Name	NAVY FCU
Type	Credit Union
Address	820 FOLLIN LN SE, VIENNA, VA 22180

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jan 1, 2036

June 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LAURENS SC
Recording Date	Jun 24, 2019
Property Address	112 OVERLOOK TER, LAURENS, SC 29360-2612
Document Number	0014540225
Book / Page	001454 / 000225
Instrument Date	Jun 21, 2019
Instrument	5713
Transaction Type	Transfer
Record Updated	Jul 2, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$636.40
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	112 OVERLOOK TER LAURENS SC 293602612, LAURENS, SC 29360-2612

Mortgage

Document Number	25080258
Date	Jun 24, 2019
Book Page	002508/000258
Instrument	5714

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 23, 2049

Tax Assessment & Valuation

Source: Laurens County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Laurens County
Municipality	Laurens City
Unified School District	Laurens School District 55 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,550.00 (+5.66%) Homeowner's exemption	$7,700 (-) Land $840 Building $6,860
2024	$1,467.00 (+24.11%) Homeowner's exemption	$7,700 (-14.14%) Land $840 Building $6,860
2023	$1,182.00 (+2.52%) Homeowner's exemption	$8,968 (+16.47%) Land $1,050 Building $7,918	$224,200 (+13.23%) Land $26,250 Building $197,950
2022	$1,153.00 Homeowner's exemption	$7,700 Land $840 Building $6,860	$198,000 (-) Land $21,000 Building $177,000
2021			$198,000 Land $21,000 Building $177,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 20, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 92% of South Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAURENS COUNTY W&S COMM serves 44,866 people · EPA ID SC3020001
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50

May also be available: AT&T, T-Mobile.

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