112 Oreda Dr, Richmond, KY 40475 Property Records

Madison County property record for 112 Oreda Dr, Richmond, KY 40475

Property Summary

Property Type	Single Family Home
Owner	Individual Name on Record
Last Sale	$292,000 (Sep 2017)
Tax Bill	$2,290 (2025)
Deeds & Mortgages	Jul 2023 Second Mortgage Sep 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0051-0002-0075`

Property Details

APN / Parcel Number

Primary APN	`0051-0002-0075`
Alternative APNs	`113774` `76895` `43022`

Location & Zoning

Account Number	43022
Street Address	112 OREDA DR
City	RICHMOND
State	KY
Zip	40475-7917
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ASHWOOD COUNTRY ESTS LOT 66
Legal Subdivision	ASHWOOD COUNTRY EST
Legal Lot Number	66
Jurisdiction	MADISON KY
Township / Civil Division	BOONESBOROUGH-WHITE HALL
Census Block Group	1
Census Block	1010
Census Tract	10104

Owner

Source: Madison County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	112 OREDA DR, RICHMOND, KY 40475-7917
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 25, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage PARK COMMUNITY FCU
Sep 18, 2017	Deed, Transfer · Conventional Mortgage CENTRAL BANK & TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 18, 2017 · Amount on Record
Deed Sale	Sep 18, 2017 · Amount on Record
Deed Document Number	2013964944
Deed Book / Page	D00750 / 310
Record Updated	Jun 8, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	112 OREDA DR, RICHMOND, KY 40475-7917
Transaction Type	Mortgage
Record Updated	Aug 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0M2248/197
Date	Jul 25, 2023
Book Page	M2248/197
Instrument	2014158479

Lender

Name	PARK COMMUNITY FCU
Type	Credit Union
Address	LOUISVILLE, KY 40299

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Jul 14, 2048

September 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	Sep 18, 2017
Property Address	112 OREDA DR, RICHMOND, KY 40475-7917
Document Number	D00750/310
Book / Page	D00750 / 310
Map Reference	CAB8 SL247
Instrument Date	Sep 15, 2017
Instrument	2013964944
Transaction Type	Transfer
Record Updated	Feb 17, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$292.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	101 RICHLAND DR, RICHMOND, KY 40475-7810

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	112 OREDA DR, RICHMOND, KY 40475-7917
Investor	Possibly a Property Investor

Mortgage

Document Number	2013964945
Date	Sep 18, 2017
Instrument	2013964945

Lender

Name	CENTRAL BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

Source: Madison County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,290.00 (-3.86%) Homeowner's exemption	$292,000 (-)	$292,000 (-)
2023	$2,382.00 Homeowner's exemption	$292,000	$292,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MADISON CO UTILITIES DISTRICT serves 25,120 people · EPA ID KY0760224
Water Source	Purchased surface water from RICHMOND UTILITIES
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Oreda Dr

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