112 Old Mill Rd, Harvard, MA 01451 Property Records

Worcester County and Harvard Town property record for 112 Old Mill Rd, Harvard, MA 01451 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,670 sqft · built 1972
Lot Size	2.72 acres (118,483 sqft)
Owner	Individual Name on File
Last Sale	$400,000 (Dec 2016)
Tax Bill	$11,581 (2025)
Deeds & Mortgages	Feb 2021 Refinance Sep 2022 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`HARV M:8 B:1`

Property Details

APN / Parcel Number

Primary APN	`HARV M:8 B:1`
Alternative APNs	`M:008.0 P:0001-0000.0` `1250080000100000`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Total Rooms	13 Rooms
Stories	2 Stories
Building Area	2,670 sqft Living Area
Gross Area	5,209 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Gambrel
Roof Material	Asphalt
Lot Area	118,483 sqft (2.72 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	1250080000100000
Street Address	112 OLD MILL RD
City	HARVARD
State	MA
Zip	01451-1123
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	1
Jurisdiction	HARVARD MA
Township / Civil Division	HARVARD
Census Block Group	1
Census Block	1012
Census Tract	761402

Owner

Source: Worcester County and Harvard Town records · APN HARV M:8 B:1

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	112 OLD MILL RD, HARVARD, MA 01451-1123
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance LENOX FINANCIAL MORTGAGE
Sep 23, 2022	Deed of Trust, Mortgage · Line of Credit DIGITAL FCU
Mar 10, 2017	Deed of Trust, Mortgage · Closed-End Mortgage DIGITAL FCU
Aug 14, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance LENOX FINANCIAL MORTGAGE
Oct 10, 2018	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 27, 2016 · Amount on Record
Deed Sale	Dec 27, 2016 · Amount on Record
Deed Book / Page	56529 / 131
Record Updated	Jun 08, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARVARD MA
Property Address	112 OLD MILL RD, HARVARD, MA 01451-1123
Transaction Type	Mortgage
Record Updated	Jan 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	064531-337
Date	Feb 23, 2021
Book Page	64531/337
Instrument	25647

Lender

Name	LENOX FINANCIAL MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2051

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARVARD MA
Property Address	112 OLD MILL RD, HARVARD, MA 01451-1123
Transaction Type	Mortgage
Record Updated	Jan 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	068259-391
Date	Sep 23, 2022
Book Page	68259/391
Instrument	104832

Lender

Name	DIGITAL FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	481 Months
Due	Oct 01, 2062

Interest

Rate Type	Adjustable Rate

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARVARD MA
Property Address	112 OLD MILL RD, HARVARD, MA 01451-1123
Transaction Type	Mortgage
Record Updated	Feb 07, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	56836-320
Date	Mar 10, 2017
Book Page	56836/320
Instrument	24932

Lender

Name	DIGITAL FCU
Type	Credit Union

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	480 Months
Due	Mar 01, 2057

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARVARD MA
Property Address	112 OLD MILL RD, HARVARD, MA 01451-1123
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	63018-233
Date	Aug 14, 2020
Book Page	63018/233
Instrument	90650

Lender

Name	LENOX FINANCIAL MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2050

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARVARD MA
Property Address	112 OLD MILL RD, HARVARD, MA 01451-1123
Document Number	59545-57
Instrument Date	Oct 10, 2018
Transaction Type	Mortgage
Record Updated	Nov 16, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	112 OLD MILL RD HARVARD MA 014511123, HARVARD, MA 01451-1123

Mortgage

Document Number	59545-57
Date	Oct 15, 2018
Book Page	059545/000057
Instrument	109062

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 14, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.5%

Tax Assessment & Valuation

Source: Worcester County and Harvard Town records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Harvard Town
Unified School District	Harvard School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,581.00 (+4.26%)	$740,000 (-0.74%) Land $287,300 Building $452,700
2024	$11,108.00 (-0.32%)	$745,500 (+11.12%) Land $287,300 Building $458,200	$668,040
2023	$11,144.00	$670,900 Land $267,400 Building $403,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Worcester County (25027C), updated November 30, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250277614021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Nearby Flood Policies	4 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 33 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE (outdoors only)

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