112 O'Hara Dr, Salisbury, NC 28147 Property Records

Rowan County property record for 112 O'Hara Dr, Salisbury, NC 28147

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,530 sqft · built 1993
Lot Size	0.97 acres (42,253 sqft)
Owner	Individual Name on File
Last Sale	$114,750 (Apr 2014)
Tax Bill	$1,907 (2026)
Deeds & Mortgages	May 2023 Line of Credit Jan 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`319B132`

Property Details

APN / Parcel Number

Primary APN	`319B132`
Alternative APN	`6221142`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,530 sqft Living Area
1st Floor Area	1,530 sqft
Basement Area	1,530 sqft
Unfinished Basement	1,530 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 2005
Exterior Material	Aluminum/Vinyl
Lot Area	42,253 sqft (0.97 acres)
Garage Area	528 sqft
Porch	Porch
Porch Area	198 sqft
Storage Building	Storage Building

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	112 OHARA DR
City	SALISBURY
State	NC
Zip	28147-8721
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PTL13-14 .97AC ASHLEY DOWNS
Legal Subdivision	ASHLEY DOWNS
Jurisdiction	ROWAN NC
Township / Civil Division	FRANKLIN
Census Block Group	3
Census Block	3000
Census Tract	51303

Owner

112 O'Hara Dr is owned and occupied by an individual who bought it in April 2014.

Source: Rowan County records, as of August 25, 2026

Owner of Record	Individual Name on File
Mailing Address	112 OHARA DR, SALISBURY, NC 28147-8721
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 22, 2023	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
Jan 14, 2021	Deed of Trust, Mortgage · VA Mortgage SUCCESS MORTGAGE PARTNERS INC SUCCESS MORTGAGE PARTNERS INC
Sep 27, 2017	Deed of Trust, Mortgage · VA Mortgage PENNYMAC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 30, 2014 · Amount on File
Deed Sale	Apr 30, 2014 · Amount on File
Deed Book / Page	1234 / 817
Record Updated	Oct 29, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN NC
Property Address	112 OHARA DR, SALISBURY, NC 28147-8721
Transaction Type	Mortgage
Record Updated	Jun 6, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0014230601
Date	May 22, 2023
Book Page	1423/601

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN NC
Property Address	112 OHARA DR, SALISBURY, NC 28147-8721
Document Number	0013660200
Instrument Date	Jan 14, 2021
Transaction Type	Mortgage
Record Updated	Jan 28, 2021
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	112 OHARA DR SALISBURY NC 281478721, SALISBURY, NC 28147-8721

Mortgage

Document Number	0013660200
Date	Jan 20, 2021
Book Page	001366/000200

Lender

Name	SUCCESS MORTGAGE PARTNERS INC SUCCESS MORTGAGE PARTNERS INC
Type	Bank
Address	PLYMOUTH, MI 48170

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 19, 2051

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN NC
Property Address	112 OHARA DR, SALISBURY, NC 28147-8721
Document Number	0012970419
Book / Page	001297 / 000419
Instrument Date	Sep 27, 2017
Transaction Type	Mortgage
Record Updated	Oct 24, 2017
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	112 OHARA DR SALISBURY NC 281478721, SALISBURY, NC 28147-8721

Mortgage

Document Number	0012970419
Date	Oct 2, 2017
Book Page	001297/000419

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 112 O'Hara Dr was $1,907.

Source: Rowan County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Rowan County
Unified School District	Rowan-Salisbury Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,907.00	$284,630 Land $38,400 Building $246,230	$284,630 Land $38,400 Building $246,230
2023	$1,907.00	$284,630 Land $38,400 Building $246,230	$284,630 Land $38,400 Building $246,230

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 112 O'Hara Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective May 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 units insured incl. 5 condo units
Nearby Flood Claims	1 (2020)
Most Recent Claim	Aug 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 112 O'Hara Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 43% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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