Cleveland County property record for 112 Ocean Dr, Shelby, NC 28152
| Property Type | Single Family Home |
|---|---|
| Details | 1,722 sqft · built 1991 |
| Lot Size | 1.98 acres (86,479 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $399,000 (Jul 2025) |
| Tax Bill | $2,144 (2026) |
| Deeds & Mortgages | Jul 2025 Sale & Mortgage Feb 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 43930 |
| Primary APN | 43930 |
|---|---|
| Alternative APN |
|
| Plumbing Fixtures | 5 Plumbing Fixtures |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,722 sqft Finished Area |
| Upper Floors Area | 646 sqft |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Footing |
| Lot Area | 86,479 sqft (1.98 acres) |
| Garage Area | 720 sqft |
| Parking Spaces | 3 Parking Spaces |
| Pool Area | 648 sqft |
|---|---|
| Porch | Slab |
| Porch Area | 240 sqft |
| Deck Area | 818 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | Heat Pump |
| Account Number | 1327968 |
|---|---|
| Street Address | 112 OCEAN DR |
| City | SHELBY |
| State | NC |
| Zip | 28152-0646 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R15 |
| Legal Description | #1 PB 17-152 HIDDEN AC |
| Legal Subdivision | CREST ACRES |
| Legal Block | 1 |
| Legal Lot Number | 29 |
| Jurisdiction | CLEVELAND NC |
| Township / Civil Division | CLEVELAND |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 951503 |
112 Ocean Dr is owned and occupied by two individuals who bought it in July 2025.
Source: Cleveland County records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 112 OCEAN DR, SHELBY, NC 28152-0646 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 10, 2025 | Warranty Deed, Transfer · Conventional Mortgage PRIMELENDING |
| Feb 14, 2020 | Warranty Deed, Transfer · Conventional Mortgage ALLEN TATE MORTGAGE PARTNERS LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 10, 2025 · Amount on File |
| Deed Sale | Jul 10, 2025 · Amount on File |
| Prior Sale | Feb 14, 2020 · Amount on File |
| Deed Document Number | 2025200116025 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Recording Date | Jul 10, 2025 |
| Property Address | 112 OCEAN DR, SHELBY, NC 28152-0646 |
| Document Number | 0019502588 |
| Book / Page | 1950 / 2588 |
| Map Reference | MB 17 PG 162 |
| Instrument Date | Jul 8, 2025 |
| Instrument | 200116025 |
| Transaction Type | Transfer |
| Record Updated | Sep 30, 2025 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $798.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 122 CLINTON ST, SHELBY, NC 28152-8196 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 112 OCEAN DR, SHELBY, NC 28152-0646 |
| Document Number | 0200116026 |
|---|---|
| Date | Jul 10, 2025 |
| Instrument | 200116026 |
| Name | PRIMELENDING |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Recording Date | Feb 14, 2020 |
| Property Address | 112 OCEAN DR, SHELBY, NC 28152-0646 |
| Document Number | 0018071280 |
| Book / Page | 1807 / 1280 |
| Map Reference | MB 17 PG 152 |
| Instrument Date | Feb 13, 2020 |
| Instrument | 200035999 |
| Transaction Type | Transfer |
| Record Updated | Sep 21, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $350.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 112 OCEAN DR, SHELBY, NC 28152-0646 |
| Document Number | 18071283 |
|---|---|
| Date | Feb 14, 2020 |
| Instrument | 1807/1283 |
| Name | ALLEN TATE MORTGAGE PARTNERS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2050 |
The 2026 property tax bill for 112 Ocean Dr was $2,144, up 19.4% from the year before.
Source: Cleveland County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cleveland County |
| Unified School District | Cleveland County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,144.00 (+19.44%) | $331,421 (+17.22%) Land $32,505 Building $298,916 | $331,421 (+17.22%) Land $32,505 Building $298,916 |
| 2025 | $1,795.00 | $282,724 Land $32,505 Building $250,219 | $282,724 Land $32,505 Building $250,219 |
| 2023 | $198,521 Land $14,286 Building $184,235 | $198,521 Land $14,286 Building $184,235 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 112 Ocean Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 5, 2020
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 112 Ocean Dr is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · above 49% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLEVELAND COUNTY WATER serves 59,395 people · EPA ID NC0123055 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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