112 Oak St, Swanton, OH 43558 Property Records

Fulton County property record for 112 Oak St, Swanton, OH 43558

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,344 sqft · built 1960
Lot Size	0.344 acres (15,002 sqft)
Owner	2 Individual Names on File
Last Sale	$148,500 (May 2007)
Tax Bill	$2,415 (2025)
Deeds & Mortgages	Jul 2021 Line of Credit May 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-022912-00.000`

Property Details

APN / Parcel Number

Primary APN	`14-022912-00.000`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,344 sqft Living Area
Gross Area	2,336 sqft
1st Floor Area	1,344 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Foundation Type	Raised
Lot Area	15,002 sqft (0.344 acres)
Lot Dimensions	150 ft deep x 100 ft wide
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	300 sqft
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	112 OAK ST
City	SWANTON
State	OH
Zip	43558-1132
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	ALBRIGHTS SUB DIVISION LOT 83 82W1/2 & 84 E 10FT
Legal Subdivision	ALBRIGHTS SUB DIVISION
Legal Lot Number	8382
Jurisdiction	FULTON OH
Township / Civil Division	FULTON
Census Block Group	2
Census Block	2010
Census Tract	40200

Owner

112 Oak St is owned and occupied by two individuals who bought it in May 2007.

Source: Fulton County records, as of June 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	112 OAK ST, SWANTON, OH 43558-1132
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 26, 2021	Deed of Trust, Mortgage · Line of Credit PREMIER BANK
May 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST FEDERAL BANK OF THE MIDWEST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 8, 2007 · Amount on File
Deed Sale	May 8, 2007 · Amount on File
Prior Sale	Oct 27, 2004 · Amount on File
Deed Document Number	2007174494
Deed Book / Page	271 / 2909
Prior Transfer Date	Sep 26, 2003
Prior Transfer Doc	0000139607
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FULTON OH
Property Address	112 OAK ST, SWANTON, OH 43558-1132
Transaction Type	Mortgage
Record Updated	Aug 10, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	112 OAK ST, SWANTON, OH 43558-1132

Mortgage

Document Number	368/348
Date	Jul 26, 2021
Book Page	368/348
Instrument	202100004307

Lender

Name	PREMIER BANK
Type	Bank
Address	MAUMEE, OH 43537

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FULTON OH
Property Address	112 OAK ST, SWANTON, OH 43558-1132
Transaction Type	Mortgage
Record Updated	Jul 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	360/3578
Date	May 28, 2020
Book Page	360/3578
Instrument	202000259159

Lender

Name	FIRST FEDERAL BANK OF THE MIDWEST
Type	Bank
Address	DEFIANCE, OH 43512

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jun 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 112 Oak St was $2,415, down 6% from the year before.

Source: Fulton County assessment roll, as of April 23, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Fulton County
County Subdivision	Fulton Township
Municipality	Swanton Village
Unified School District	Swanton Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,415.00 (-6.03%)	$63,210 (-) Land $12,530 Building $50,680	$180,600 (-) Land $35,800 Building $144,800
2024	$2,570.00 (-3.38%)	$63,210 (-) Land $12,530 Building $50,680	$180,600 (-) Land $35,800 Building $144,800
2023	$2,660.00 (+14.41%) Homeowner's exemption	$63,210 (+27.9%) Land $12,530 Building $50,680	$180,600 Land $35,800 Building $144,800
2022	$2,325.00 Homeowner's exemption	$49,420 Land $10,430 Building $38,990
2020			$141,200 Land $29,800 Building $111,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 112 Oak St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2006.

Source: FEMA National Flood Hazard Layer, effective July 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	4 (2006–2008)
Most Recent Claim	Jul 2008 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 112 Oak St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SWANTON VILLAGE serves 3,855 people · EPA ID OH2601011
Water Source	Surface water
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 185 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: MetaLINK Technologies.

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