112 NW 3rd St, Galva, IL 61434 Property Records

Henry County property record for 112 NW 3rd St, Galva, IL 61434

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 880 sqft · built 1923
Lot Size	0.28 acres (12,197 sqft)
Owner	2 Individual Names on Record
Last Sale	$70,000 (Jun 2012)
Tax Bill	$2,048 (2025)
Deeds & Mortgages	Sep 2025 Transfer Feb 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`24-28-435-006`

Property Details

APN / Parcel Number

Primary APN	`24-28-435-006`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	880 sqft Living Area
1st Floor Area	880 sqft
Basement Area	880 sqft
Unfinished Basement	880 sqft

Exterior

Year Built	Built 1923
Effective Year Built	Effective 1923
Construction Type	Frame
Lot Area	12,197 sqft (0.28 acres)
Garage Area	584 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Gas

Location & Zoning

Street Address	112 NW 3RD ST
City	GALVA
State	IL
Zip	61434-1322
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 5 & PT LOT 4 BLK 4 ORIGINAL TOWN CITY OF GALVA
Legal Subdivision	ORIGINAL TOWN CITY OF GALVA
Legal Block	4
Legal Lot Number	5,4
Jurisdiction	HENRY IL
Township / Civil Division	GALVA
Census Block Group	1
Census Block	1046
Census Tract	31100

Owner

Source: Henry County records, as of June 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	112 NW 3RD ST, GALVA, IL 61434-1322
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2025	Transfer on Death Deed, Transfer ATTORNEY ONLY, ATTORNEY
Feb 25, 2021	Deed of Trust, Mortgage · Line of Credit MIDWEST BANK
May 21, 2020	Deed of Trust, Mortgage MIDWEST BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 4, 2012 · Amount on Record
Deed Sale	Jun 4, 2012 · Amount on Record
Deed Document Number	201220-1204027
Last Transfer Date	Sep 2, 2025
Transfer Doc	0000004474
Record Updated	Sep 20, 2026

September 2025: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	HENRY IL
Recording Date	Sep 8, 2025
Property Address	112 NW 3RD ST, GALVA, IL 61434-1322
Document Number	0000004474
Instrument Date	Sep 2, 2025
Instrument	20-2504474
Transaction Type	Transfer
Record Updated	Oct 21, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	112 NW 3RD ST, GALVA, IL 61434-1322

Transferred To (Grantee/Buyer)

Name	Verified Name

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENRY IL
Property Address	112 NW 3RD ST, GALVA, IL 61434-1322
Transaction Type	Mortgage
Record Updated	Mar 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202101208
Date	Feb 25, 2021
Instrument	20-2101208

Lender

Name	MIDWEST BANK
Type	Bank
Address	GALESBURG, IL 61401

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly
Min Rate At Change	4%
Max Rate	18%

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENRY IL
Property Address	112 NW 3RD ST, GALVA, IL 61434-1322
Document Number	0000003299
Instrument Date	May 21, 2020
Transaction Type	Mortgage
Record Updated	Aug 4, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	112 NW 3RD ST GALVA IL 614341322, GALVA, IL 61434-1322

Mortgage

Document Number	0000003299
Date	Jun 5, 2020
Instrument	3299

Lender

Name	MIDWEST BK
Type	Bank
Address	MONMOUTH, IL 61462

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Jun 4, 2040

Interest

Rate Type	Fixed Rate
Rate	2.87%

Tax Assessment & Valuation

Source: Henry County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Henry County
County Subdivision	Galva Township
Municipality	Galva City
Unified School District	Galva Community Unit School District 224 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,048.00 (+46.29%)	$27,170 (+5.4%) Land $3,170 Building $24,000	$81,510 (+5.4%) Land $9,510 Building $72,000
2024		$25,778 (+16.45%) Land $3,008 Building $22,770	$77,334 (+16.45%) Land $9,024 Building $68,310
2022		$22,136 Land $2,595 Building $19,541	$66,408 Land $7,785 Building $58,623
2021	$1,400.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GALVA serves 2,449 people · EPA ID IL0730450
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 342 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mid Century Telephone Cooperative Fiber	1,000 / 1,000
Cambridge Telcom Services Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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