112 Northcliff Dr, Findlay, OH 45840 Property Records

Hancock County property record for 112 Northcliff Dr, Findlay, OH 45840

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,724 sqft · built 1960
Lot Size	0.282 acres (12,301 sqft)
Owner	Individual Name on File
Last Sale	$75,000 (Oct 2021)
Tax Bill	$2,105 (2025)
Deeds & Mortgages	Oct 2021 Sale Aug 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1010-011-01-002.000`

Property Details

APN / Parcel Number

Primary APN	`1010-011-01-002.000`
Alternative APN	`590000278660`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	2 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,724 sqft Living Area
1st Floor Area	1,724 sqft
Flooring	Tile
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Exterior Material	Wood
Construction Type	Frame
Roof Type	Hip
Roof Material	Shingle
Lot Area	12,301 sqft (0.282 acres)
Lot Dimensions	123 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	78 sqft
Deck Area	294 sqft
Patio Area	294 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	112 NORTHCLIFF DR
City	FINDLAY
State	OH
Zip	45840-4141
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RANCH VILLA SUB DIV LOT 2
Legal Subdivision	RANCH VILLA SUB
Legal Lot Number	2
Jurisdiction	HANCOCK OH
Township / Civil Division	FINDLAY
Census Block Group	3
Census Block	3000
Census Tract	400

Owner

112 Northcliff Dr is owned and occupied by an individual who bought it in October 2021.

Source: Hancock County records, as of May 29, 2026

Owner of Record	Individual Name on File
Mailing Address	112 NORTHCLIFF DR, FINDLAY, OH 45840-4141
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 25, 2021	Warranty Deed, Transfer MID S TITLE AGENCY, MID AM TITLE AGENCY
Aug 17, 2021	Quit Claim Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Jan 23, 2020	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 25, 2021 · Amount on File
Deed Sale	Oct 25, 2021 · Amount on File
Prior Sale	Mar 23, 2009 · Amount on File
Deed Document Number	202112445
Deed Book / Page	2588 / 1773
Record Updated	Sep 20, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HANCOCK OH
Recording Date	Oct 25, 2021
Property Address	112 NORTHCLIFF DR, FINDLAY, OH 45840-4141
Document Number	2588/1773
Book / Page	2588 / 1773
Instrument Date	Oct 12, 2021
Instrument	202100012445
Transaction Type	Transfer
Record Updated	Nov 3, 2021
Title Company	MID S TITLE AGENCY, MID AM TITLE AGENCY

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	112 NORTHCLIFF DR, FINDLAY, OH 45840-4141

August 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HANCOCK OH
Recording Date	Aug 17, 2021
Property Address	112 NORTHCLIFF DR, FINDLAY, OH 45840-4141
Document Number	2585/4093
Book / Page	2585 / 4093
Map Reference	VOL 5 PG 6
Instrument Date	Aug 17, 2021
Instrument	202100009652
Transaction Type	Transfer
Record Updated	Aug 26, 2021
Title Company	SERVICELINK

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	112 NORTHCLIFF DR, FINDLAY, OH 45840-4141

Mortgage

Document Number	202100009653
Date	Aug 17, 2021
Instrument	202100009653

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	119 Months
Due	Jul 1, 2031

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANCOCK OH
Property Address	112 NORTHCLIFF DR, FINDLAY, OH 45840-4141
Transaction Type	Mortgage
Record Updated	Feb 19, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2565/0001
Date	Jan 23, 2020
Book Page	2565/0001
Instrument	202000000644

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jan 9, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 112 Northcliff Dr was $2,105.

Source: Hancock County assessment roll, as of May 29, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hancock County
Municipality	Findlay City
Unified School District	Findlay City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,105.00	$66,930 Land $12,480 Building $54,450	$191,230 Land $35,670 Building $155,560
2023	$1,987.00	$54,420 Land $10,150 Building $44,270
2022			$155,480 Land $29,000 Building $126,480

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 112 Northcliff Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 2, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 112 Northcliff Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FINDLAY CITY PWS serves 54,040 people · EPA ID OH3200111
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 277 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber · Fixed Wireless · DSL	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
HDER Link Fixed Wireless	100 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Amplex Wireless, MetaLINK Technologies.

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