112 N Oak St, Waco, TX 76705 Property Records

McLennan County property record for 112 N Oak St, Waco, TX 76705

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,811 sqft · built 1960
Lot Size	0.293 acres (12,750 sqft)
Owner	Individual Name on File
Last Sale	$196,000 (Mar 2022)
Tax Bill	$4,952 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Dec 2019 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`20-030600-006800-4`

Property Details

APN / Parcel Number

Primary APN	`20-030600-006800-4`
Alternative APNs	`2003060000680040111` `113669`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,811 sqft Living Area
Gross Area	2,351 sqft
1st Floor Area	1,811 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Exterior Material	Wood
Construction Type	Wood
Roof Type	Reinforced Concrete
Roof Material	Composition Shingle
Lot Area	12,750 sqft (0.293 acres)
Lot Dimensions	150 ft deep x 85 ft wide
Garage Type	Attached
Garage Area	540 sqft
Driveway	Driveway
Driveway Area	1,720 sqft
Parking Spaces	5 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	195 sqft
Patio Area	800 sqft
Storage Building	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	112 N OAK ST
City	WACO
State	TX
Zip	76705-1937
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	LAKEVIEW LOT B&D F BLOCK 16 ACRES .2927
Legal Subdivision	LAKEVIEW
Legal Block	16
Legal Lot Number	B,D
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	3
Census Block	3040
Census Tract	3200

Owner

112 N Oak St is owned by an individual who bought it in March 2022.

Source: McLennan County records, as of August 24, 2026

Owner of Record	Individual Name on File
Mailing Address	2437 S 26TH ST, WACO, TX 76706-3901
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 28, 2022	Vendor's Lien, Subdivision Related Transfer · FHA Mortgage AMCAP MORTGAGE LTD
Dec 2, 2019	Warranty Deed, Transfer OTHER
Dec 2, 2019	Grant Deed, Transfer OTHER

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 28, 2022 · Amount on File
Deed Sale	Mar 28, 2022 · Amount on File
Deed Document Number	202212028
Record Updated	Oct 29, 2026

March 2022: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	MCLENNAN TX
Recording Date	Mar 28, 2022
Property Address	112 N OAK ST, WACO, TX 76705-1937
Document Number	0000012028
Map Reference	VOL 254 PG 492
Instrument Date	Mar 25, 2022
Instrument	2022012028
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 4, 2022
Title Company	AGT

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2437 S 26TH ST, WACO, TX 76706-3901

Mortgage

Document Number	0000012029
Date	Mar 28, 2022
Instrument	2022012029

Lender

Name	AMCAP MORTGAGE LTD
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

Interest

Index	1-Year LIBOR

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLENNAN TX
Recording Date	Dec 2, 2019
Property Address	112 N OAK ST, WACO, TX 76705-1937
Document Number	0000039875
Instrument Date	Nov 27, 2019
Instrument	39875
Transaction Type	Transfer
Record Updated	Jan 16, 2020
Title Company	OTHER

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	207 SUN VALLEY BLVD HEWITT TX 766433510, HEWITT, TX 76643-3510

December 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MCLENNAN TX
Recording Date	Dec 2, 2019
Property Address	112 N OAK ST, WACO, TX 76705-1937
Document Number	0000039872
Instrument Date	Nov 8, 2019
Instrument	39872
Transaction Type	Transfer
Record Updated	Jan 16, 2020
Title Company	OTHER

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	102 BEACHWOOD WACO TX 767055210, WACO, TX 76705-5210

Tax Assessment & Valuation

The 2025 property tax bill for 112 N Oak St was $4,952, up 21% from the year before.

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Lacy-Lakeview City
Unified School District	Connally Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$223,791 (-13.26%) Land $50,363 Building $173,428	$223,791 (-26.7%) Land $50,363 Building $173,428
2025	$4,952.00 (+20.96%)	$258,000 Land $45,770 Building $259,530	$305,300 Land $45,770 Building $259,530
2024	$4,094.00
2023		$215,000 Land $23,080 Building $191,920	$215,000 Land $23,080 Building $191,920
2022	$3,805.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 112 N Oak St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1995–2004)
Most Recent Claim	May 2004 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 112 N Oak St is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 88% of Texas
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LACY LAKEVIEW serves 7,275 people · EPA ID TX1550033
Water Source	Purchased surface water from CITY OF WACO
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	13 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 278 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Astound Broadband Cable	1,500 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Central Link Broadband Fixed Wireless	100 / 20

May also be available: Verizon.

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