112 N Laurel St, Kutztown, PA 19530 Property Records

Berks County property record for 112 N Laurel St, Kutztown, PA 19530

Property Summary

Property Type	Multi-Family Dwellings
Details	4 bd · 2 ba · 1,944 sqft · built 1910
Lot Size	0.15 acres (6,534 sqft)
Owner	Individual Name on File
Last Sale	$85,000 (Nov 2021)
Tax Bill	$1,348 (2026)
Deeds & Mortgages	Feb 2022 Mortgage Nov 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`5443-08-99-0679`

Property Details

APN / Parcel Number

Primary APN	`5443-08-99-0679`
Alternative APNs	`55-5443-08-99-0679` `55003045` `003045`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Units	2 Units
Stories	2 Stories
Building Area	1,944 sqft Living Area

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Multi-Family
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Lot Area	6,534 sqft (0.15 acres)
View / Lot	Neighborhood
Porch	Open Frame Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	55003045
Street Address	112 N LAUREL ST
City	KUTZTOWN
State	PA
Zip	19530-1214
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Legal Subdivision	KUTZTOWN FOUNDRY AND MACHINE COMPANY
Legal Block	99
Legal Lot Number	79 80
Jurisdiction	BERKS PA
Township / Civil Division	KUTZTOWN
Census Block Group	1
Census Block	1052
Census Tract	14000

Owner

112 N Laurel St, a residential property, is owned and occupied by an individual who bought it in November 2021.

Source: Berks County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	112 N LAUREL ST, KUTZTOWN, PA 19530-1214
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 28, 2022	Deed of Trust, Mortgage FIRST COMMONWEALTH FCU
Nov 15, 2021	Deed, Transfer · Conventional Mortgage FIRST COMMONWEALTH FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 15, 2021 · Amount on File
Deed Sale	Nov 15, 2021 · Amount on File
Prior Sale	Jan 19, 1999 · Amount on File
Deed Document Number	202156744
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Property Address	112 N LAUREL ST, KUTZTOWN, PA 19530-1214
Transaction Type	Mortgage
Record Updated	Mar 9, 2022
Title Company	FINANCIAL DIMENSIONS INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008378
Date	Feb 28, 2022
Instrument	2022008378

Lender

Name	FIRST COMMONWEALTH FCU
Type	Credit Union
Address	LEHIGH VALLEY, PA 18002

Agreement

Amount	Amount on Record
Term	181 Months
Due	Mar 1, 2037

November 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKS PA
Recording Date	Nov 15, 2021
Property Address	112 N LAUREL ST, KUTZTOWN, PA 19530-1214
Document Number	0000056744
Map Reference	VOL 9 PG 17
Instrument Date	Nov 3, 2021
Instrument	2021056744
Transaction Type	Transfer
Record Updated	Nov 24, 2021
Title Company	SENTRY ABSTRACT COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$850.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	112 N LAUREL ST, KUTZTOWN, PA 19530-1214

Mortgage

Document Number	0000056745
Date	Nov 15, 2021
Instrument	2021056745

Lender

Name	FIRST COMMONWEALTH FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 112 N Laurel St was $1,348.

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Berks County
Municipality	Kutztown Borough
Unified School District	Kutztown Area School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,348.00	$90,400 Land $38,300 Building $52,100	$38,300 Land $38,300
2024	$1,251.00	$90,400 Land $38,300 Building $52,100
1994			$90,400 Land $38,300 Building $52,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 112 N Laurel St in Zone X, an area of minimal flood risk, though there have been 20 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective February 26, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	20 (1979–2020)
Claims Outside the SFHA	4 of 20
Most Recent Claim	Aug 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 112 N Laurel St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KUTZTOWN BOROUGH WATER serves 14,200 people · EPA ID PA3060041
Water Source	Groundwater influenced by surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 197 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Service Electric Cable TV Cable	2,000 / 200
Borough of Kutztown Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Verizon.

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