112 N Cherry St, Traer, IA 50675 Property Records

Tama County property record for 112 N Cherry St, Traer, IA 50675

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 816 sqft · built 1969
Lot Size	0.172 acres (7,492 sqft)
Owner	2 Individual Names on File
Last Sale	$60,000 (Sep 2015)
Tax Bill	$1,340 (2025)
Deeds & Mortgages	Feb 2025 Transfer Sep 2015 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07.10.206.011`

Property Details

APN / Parcel Number

Primary APN	`07.10.206.011`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	816 sqft Living Area
Basement Area	816 sqft
Unfinished Basement	792 sqft

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,492 sqft (0.172 acres)
Garage Type	Mixed
Garage Area	768 sqft
Parking Spaces	3 Parking Spaces
Deck Area	160 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	112 N CHERRY ST
City	TRAER
State	IA
Zip	50675-1018
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4 BLK 1 TAYLOR'S
Legal Subdivision	TAYLOR'S
Legal Block	1
Legal Lot Number	4
Jurisdiction	TAMA IA
Township / Civil Division	PERRY
Census Block Group	3
Census Block	3003
Census Tract	290200

Owner

112 N Cherry St is owned and occupied by two individuals who acquired it in February 2025.

Source: Tama County records, as of September 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	112 N CHERRY ST, TRAER, IA 50675-1018
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 19, 2025	Quit Claim Deed, Transfer Quitclaim
Sep 16, 2015	Executor's Deed, Transfer · Conventional Mortgage CEDAR RAPIDS BANK & TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 16, 2015 · Amount on File
Deed Sale	Sep 16, 2015 · Amount on File
Deed Document Number	20152392
Deed Book / Page	951 / 272
Last Transfer Date	Feb 19, 2025
Transfer Doc	0000000403
Record Updated	Oct 29, 2026

February 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	TAMA IA
Recording Date	Feb 19, 2025
Property Address	112 N CHERRY ST, TRAER, IA 50675-1018
Document Number	0020250403
Instrument Date	Feb 19, 2025
Instrument	2025-0403
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	112 N CHERRY ST, TRAER, IA 50675-1018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	112 N CHERRY ST, TRAER, IA 50675-1018

September 2015: Executor's Deed, Transfer

Document Type	Executor's Deed
Jurisdiction	TAMA IA
Recording Date	Sep 16, 2015
Property Address	112 N CHERRY ST, TRAER, IA 50675-1018
Document Number	000951/272
Book / Page	0951 / 272
Instrument Date	Aug 24, 2015
Instrument	2015-2392
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$95.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	112 N CHERRY ST, TRAER, IA 50675-1018

Mortgage

Document Number	0020152393
Date	Sep 16, 2015
Instrument	2015-2393

Lender

Name	CEDAR RAPIDS BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2045

Tax Assessment & Valuation

The 2025 property tax bill for 112 N Cherry St was $1,340 with a homeowner's exemption.

Source: Tama County assessment roll, as of May 15, 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Tama County
Municipality	Traer City
Unified School District	North Tama County Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,340.00	$93,470 Land $9,870 Building $83,600	$93,470 Land $9,870 Building $83,600
2023		$83,200 Land $9,870 Building $73,330	$83,200 Land $9,870 Building $73,330

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 112 N Cherry St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 6, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2008)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2008 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 112 N Cherry St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 98.1% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TRAER MUNICIPAL WATER PLANT serves 1,583 people · EPA ID IA8681030
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 152 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Nextlink Fixed Wireless	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130

May also be available: Traer Municipal Utilities.

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