112 N 8th St, Oakland, MD 21550 Property Records

Garrett County property record for 112 N 8th St, Oakland, MD 21550

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,080 sqft · built 1930
Lot Size	0.193 acres (8,400 sqft)
Owner	Individual Name on Record
Last Sale	$141,000 (Sep 2022)
Tax Bill	$1,782 (2026)
Deeds & Mortgages	Nov 2021 Mortgage Sep 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`17-005456`

Property Details

APN / Parcel Number

Primary APN	`17-005456`
Alternative APN	`005456`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,080 sqft Total Area

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Conventional
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	8,400 sqft (0.193 acres)
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	176 sqft

Utilities, Heating & Cooling

Heating System	Radiant
Sewer	Connected

Location & Zoning

Account Number	005456
Street Address	112 N 8TH ST
City	OAKLAND
State	MD
Zip	21550-1708
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	0.19 AC 112 N 8TH ST OAKLAND
Jurisdiction	GARRETT MD
Township / Civil Division	7, EAST OAKLAND
Census Block Group	2
Census Block	2016
Census Tract	601

Owner

Source: Garrett County records, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	112 N 8TH ST, OAKLAND, MD 21550-1708
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2021	Deed of Trust, Mortgage JOHN ALLAN LUKE
Sep 20, 2022	Deed, Transfer · Conventional Mortgage NASA FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 20, 2022 · Amount on Record
Deed Sale	Sep 20, 2022 · Amount on Record
Prior Sale	Mar 17, 2005 · Amount on Record
Deed Book / Page	2444 / 484
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARRETT MD
Property Address	112 N 8TH ST, OAKLAND, MD 21550-1708
Transaction Type	Mortgage
Record Updated	Oct 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0023660230
Date	Nov 3, 2021
Book Page	2366/230

Lender

Name	JOHN ALLAN LUKE
Type	Private Party

Agreement

Amount	Amount Recorded
Term	97 Months
Due	Dec 1, 2029

Interest

Rate	3%

September 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	GARRETT MD
Recording Date	Sep 20, 2022
Property Address	112 N 8TH ST, OAKLAND, MD 21550-1708
Document Number	0024440484
Book / Page	2444 / 484
Instrument Date	Sep 1, 2022
Transaction Type	Transfer
Record Updated	Sep 28, 2022
Title Company	CU TITLE SERVICES INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	112 N 8TH ST, 112, OAKLAND, MD 21550-1708

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	112 N 8TH ST, OAKLAND, MD 21550-1708

Mortgage

Document Number	0024440489
Date	Sep 20, 2022
Book Page	2444/489

Lender

Name	NASA FCU
Type	Credit Union
Address	BOWIE, MD 20716

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

Tax Assessment & Valuation

Source: Garrett County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Garrett County
Municipality	Oakland Town
Unified School District	Garrett County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,782.00 (+6.26%) Homeowner's exemption	$139,000 (+35.87%)	$146,000 (+7.75%) Land $17,900 Building $128,100
2023	$1,677.00	$102,300	$135,500 Land $17,900 Building $117,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 1, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF OAKLAND serves 1,850 people · EPA ID MD0110008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Cable	1,000 / 50
Pogozone powered by Neubeam Fixed Wireless	300 / 40

May also be available: Mountain Communications, T-Mobile, Verizon, Xfinity.

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