Kane County property record for 112 N 4th Ave, Saint Charles, IL 60174
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 1,918 sqft · built 1910 |
| Lot Size | 0.115 acres (5,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $510,000 (Aug 2024) |
| Tax Bill | $10,012 (2025) |
| Deeds & Mortgages | May 2023 Transfer Jul 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-27-455-002 |
| Primary APN | 09-27-455-002 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,918 sqft Living Area |
| Basement Area | 1,128 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1974 |
| Exterior Material | Brick Veneer |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 5,000 sqft (0.115 acres) |
| Garage Type | Detached |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Enclosed Porch |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 112 N 4TH AVE |
|---|---|
| City | SAINT CHARLES |
| State | IL |
| Zip | 60174-2018 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | THE SOUTHERLY 1/2 OF LOTS 3 & 4 IN BLK 23 OF THE ORIGINAL TOWN OF ST CHARLES |
| Legal Subdivision | STC-ORIGINAL TOWN |
| Legal Block | 23 |
| Legal Lot Number | 3,4 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ST. CHARLES |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 852300 |
112 N 4th Ave is owned by two individuals who bought it in August 2024.
Source: Kane County records, as of July 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 110 S WALKUP AVE, CRYSTAL LAKE, IL 60014-6131 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 1, 2023 | Intrafamily Transfer, Transfer ATTORNEY |
| Jul 22, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 16, 2024 · Amount on File |
| Deed Sale | Aug 16, 2024 · Amount on File |
| Prior Sale | Oct 2, 2014 · Amount on File |
| Deed Document Number | 202429137 |
| Prior Transfer Date | Apr 17, 2023 |
| Prior Transfer Doc | 0000013709 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | May 1, 2023 |
| Property Address | 112 N 4TH AVE, ST CHARLES, IL 60174-2018 |
| Document Number | 0000013709 |
| Instrument Date | Apr 17, 2023 |
| Instrument | 2023K013709 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Title Company | ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Living Trust |
| Address | 112 N 4TH AVE, ST CHARLES, IL 60174-2018 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 112 N 4TH AVE, ST CHARLES, IL 60174-2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 9, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000056174 |
|---|---|
| Date | Jul 22, 2021 |
| Instrument | 2021K056174 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | CARROLLTON, TX 75007 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2051 |
The 2025 property tax bill for 112 N 4th Ave was $10,012.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | St. Charles Township |
| Municipality | St. Charles City |
| Unified School District | St. Charles Community Unit School District 303 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,012.00 | $150,768 (+8.53%) Land $28,292 Building $122,476 | $452,485 (+8.53%) Land $84,910 Building $367,575 |
| 2024 | $138,918 Land $26,068 Building $112,850 | $416,921 Land $78,235 Building $338,685 | |
| 2022 | $9,379.00 (+4.13%) Homeowner's exemption | $122,163 (+4.91%) Land $25,825 Building $96,338 | $366,489 (+4.91%) Land $77,475 Building $289,014 |
| 2021 | $9,007.00 Homeowner's exemption | $116,445 Land $24,616 Building $91,829 | $349,335 Land $73,848 Building $275,487 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 112 N 4th Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 29 (1979–2020) |
| Claims Outside the SFHA | 5 of 29 |
| Most Recent Claim | May 2020 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 112 N 4th Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES serves 33,081 people · EPA ID IL0894830 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2022 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 492 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
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