Calloway County property record for 112 N 13th St, Murray, KY 42071
| Property Type | Single Family Home |
|---|---|
| Details | 8 bd · 4 ba · 4,278 sqft · built 1960 |
| Owner | Individual Name on Record |
| Last Sale | $180,000 (Oct 2010) |
| Tax Bill | $861 (2025) |
| Deeds & Mortgages | Oct 2025 Mortgage Jun 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 003-0-0015-00001 |
| Primary APN | 003-0-0015-00001 |
|---|---|
| Alternative APN |
|
| Bedrooms | 8 Beds |
|---|---|
| Full Baths | 4 Baths |
| Stories | 2 Stories |
| Building Area | 4,278 sqft Living Area |
| Year Built | Built 1960 |
|---|---|
| Exterior Material | Brick |
| Construction Type | Brick |
| Foundation Type | Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Porch | Porch |
| Porch Area | 92 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Radiant |
| Account Number | 83094 |
|---|---|
| Street Address | 112 N 13TH ST |
| City | MURRAY |
| State | KY |
| Zip | 42071-1830 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 112 N 13TH |
| Jurisdiction | CALLOWAY KY |
| Township / Civil Division | MURRAY |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 10301 |
Source: Calloway County records, as of December 22, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | PO BOX 1111, MURRAY, KY 42071-0020 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 31, 2025 | Deed of Trust, Mortgage · Commercial Mortgage FIRST FINANCIAL BANK NA |
| Jun 17, 2019 | Deed of Trust, Mortgage · Conventional Mortgage HERITAGE BANK USA INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 1, 2010 · Amount on Record |
| Deed Sale | Oct 1, 2010 · Amount on Record |
| Deed Document Number | 0001178554 |
| Deed Book / Page | 1178 / 554 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALLOWAY KY |
| Property Address | 112 N 13TH ST, MURRAY, KY 42071-1830 |
| Transaction Type | Mortgage |
| Record Updated | Nov 17, 2025 |
| Name | Verified Name |
|---|---|
| Address | 1628 MAIN ST 12, 12, MURRAY, KY 42071-2283 |
| Document Number | 00001521/5 |
|---|---|
| Date | Oct 31, 2025 |
| Book Page | 1521/5 |
| Instrument | 722901 |
| Name | FIRST FINANCIAL BANK NA |
|---|---|
| Type | Bank |
| Address | 210 N 12TH ST, MURRAY, KY 42071 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Oct 29, 2045 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALLOWAY KY |
| Property Address | 112 N 13TH ST, MURRAY, KY 42071-1830 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1216/001 |
|---|---|
| Date | Jun 17, 2019 |
| Book Page | 1216/001 |
| Instrument | 634884 |
| Name | HERITAGE BANK USA INC |
|---|---|
| Type | Bank |
| Address | MURRAY, KY 42071 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jun 20, 2039 |
Source: Calloway County assessment roll, as of November 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Calloway County |
| Municipality | Murray City |
| Unified School District | Murray Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $861.00 (+13.44%) | $210,000 (+16.67%) | $210,000 (+16.67%) |
| 2023 | $759.00 | $180,000 | $180,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 29, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MURRAY WATER SYSTEM serves 26,302 people · EPA ID KY0180306 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 343 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Murray Electric System Fiber | 1,000 / 1,000 |
May also be available: AT&T, Verizon.
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