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112 Millard Rd, Waterloo, NY 13165 Property Records

Seneca County and Waterloo Town property record for 112 Millard Rd, Waterloo, NY 13165

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,090 sqft · built 1974
Lot Size6.7 acres (291,852 sqft)
Owner2 Individual Names on File
Last Sale$122,500 (Aug 2013)
Tax Bill$3,962 (2025)
Deeds & MortgagesJul 2020 Refinance
APN453889 14-1-32.22

Property Details

APN / Parcel Number

Primary APN453889 14-1-32.22
Alternative APN
  • 388901400000010320220000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,090 sqft Living Area
1st Floor Area1,090 sqft
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1974
Effective Year BuiltEffective 1974
Architectural StyleRaised Ranch
Exterior MaterialAluminum/Vinyl
Lot Area291,852 sqft (6.7 acres)
Garage TypeAttached
Garage Area768 sqft
Parking Spaces3 Parking Spaces
PorchSlab
Porch Area288 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerSeptic
Water SourceWell

Location & Zoning

Street Address112 MILLARD RD
CityWATERLOO
StateNY
Zip13165-9614
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code02 - SINGL
Legal Block1
Legal Lot Number32.022
JurisdictionSENECA NY
Township / Civil DivisionWATERLOO
Census Block Group1
Census Block1008
Census Tract950600

Owner

Source: Seneca County and Waterloo Town assessment roll, APN 453889 14-1-32.22, as of May 14, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address112 MILLARD RD, WATERLOO, NY 13165-9614
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 05, 2013 · Amount on Record
Deed SaleAug 05, 2013 · Amount on Record
Prior SaleMay 22, 2007 · Amount on Record
Deed Book / Page875 / 154
Record UpdatedJun 08, 2026

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSENECA NY
Property Address112 MILLARD RD, WATERLOO, NY 13165-9614
Transaction TypeMortgage
Record UpdatedOct 06, 2020

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number1752/298
DateJul 02, 2020
Book Page1752/298
Instrument49143
Lender
NameLYONS SAVINGS BANK
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term181 Months
DueAug 01, 2035

Tax Assessment & Valuation

Source: Seneca County and Waterloo Town assessment roll as of May 14, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateNew York
CountySeneca County
County SubdivisionWaterloo Town
Unified School DistrictWaterloo Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,962.00 (+234.06%)$133,700 (-) Land $54,600 Building $79,100$219,200 (+16.4%) Land $89,516 Building $129,684
2023$133,700 Land $54,600 Building $79,100$188,310 Land $76,901 Building $111,409
2019$1,186.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360999506001, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneNot on file
Nearby Flood Policies1 in force
Nearby Flood Claims1 (1979)
Most Recent ClaimJul 1979 · rainfall accumulation

Wildfire

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 26 locations within half a mile, as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Compass Broadband Network
Fixed Wireless · not low latency		100 / 100

Cell Coverage

5G and 4G LTE (outdoors only)

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