112 Mill Run Loop, South Mills, NC 27976 Property Records

Camden County property record for 112 Mill Run Loop, South Mills, NC 27976

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 2,794 sqft · built 2020
Lot Size0.55 acres (23,958 sqft)
Owner2 Individual Names on File
Last Sale$315,106 (Sep 2020)
Tax Bill$3,465 (2026)
Deeds & MortgagesSep 2020 Sale & Mortgage
Apr 2020 Sale & Construction Loan
Flood ZoneZone X (minimal risk)
APN01.7090.00.07.9322.0000

Property Details

APN / Parcel Number

Primary APN01.7090.00.07.9322.0000

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,794 sqft Living Area
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area23,958 sqft (0.55 acres)
Garage Area378 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchSlab
Porch Area122 sqft
Patio Area409 sqft
Storage Building144 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating FuelElectric

Location & Zoning

Street Address112 MILL RUN LOOP
CitySOUTH MILLS
StateNC
Zip27976-8000
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR32
Legal DescriptionMILL RUN SUBDIVISION
Legal SubdivisionMILL RUN SUBDIVISION
Legal Lot Number33
JurisdictionCAMDEN NC
Township / Civil DivisionSOUTH MILLS
Census Block Group1
Census Block1022
Census Tract950101

Owner

112 Mill Run Loop is owned and occupied by two individuals who bought it in September 2020.

Source: Camden County records, as of August 18, 2026

Owner of Record2 Individual Names on File
Mailing Address112 MILL RUN LOOP, SOUTH MILLS, NC 27976-8000
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 3, 2020Warranty Deed, Transfer · FHA Mortgage
OVM FINANCIAL INC
Apr 2, 2020Warranty Deed, Construction Loan · Construction Mortgage
OLD POINT NATIONAL BANK OF PHOEBUS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 3, 2020 · Amount on File
Deed SaleSep 3, 2020 · Amount on File
Prior SaleApr 2, 2020 · Amount on File
Deed Book / Page396 / 37
Record UpdatedSep 20, 2026

September 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCAMDEN NC
Recording DateSep 3, 2020
Property Address112 MILL RUN LOOP, SOUTH MILLS, NC 27976-8000
Document Number0000396/37
Book / Page396 / 37
Map ReferenceCAB 8 SL 144-147
Instrument DateAug 14, 2020
Transaction TypeTransfer
Record UpdatedAug 22, 2022

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,783.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address417D CARATOKE HWY, 417D, MOYOCK, NC 27958-8608

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address112 MILL RUN LOOP, SOUTH MILLS, NC 27976-8000

Mortgage

Document Number0000039639
DateSep 3, 2020
Instrument396/39
Lender
NameOVM FINANCIAL INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2050

April 2020: Warranty Deed, Construction Loan

Document TypeWarranty Deed
JurisdictionCAMDEN NC
Recording DateApr 2, 2020
Property Address112 MILL RUN LOOP, SOUTH MILLS, NC 27976-8000
Document Number0000388/35
Book / Page388 / 35
Map ReferenceCAB 8 SL 144-147
Instrument DateMar 27, 2020
Transaction TypeConstruction Loan
Record UpdatedAug 22, 2022

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$5,868.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 402, KITTY HAWK, NC 27949-0402

Transferred To (Grantee/Buyer)

NameVerified Name
Address417D CARATOKE HWY, MOYOCK, NC 27958-8608
InvestorPossibly a Property Investor

Mortgage

Document Number0000388037
DateApr 2, 2020
Instrument0388/037
Lender
NameOLD POINT NATIONAL BANK OF PHOEBUS
Agreement
TypeConstruction Mortgage
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

Mortgage

Document Number0000388/97
DateApr 2, 2020
Book Page388/97
Lender
NameOLD POINT NATIONAL BANK OF PHOEBUS
AddressHAMPTON, VA 23663
Agreement
TypeConstruction Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 112 Mill Run Loop was $3,465.

Source: Camden County assessment roll, as of November 18, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCamden County
Unified School DistrictCamden County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,465.00$468,242 (-) Land $60,032 Building $408,210$468,242
2025$468,242 Land $60,032 Building $408,210
2024$3,569.00
2023$466,242 Land $60,032 Building $406,210$468,242 Land $60,032 Building $408,210

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 112 Mill Run Loop in Zone X, an area of minimal flood risk, though there have been 35 flood claims nearby since 1999.

Source: FEMA National Flood Hazard Layer, effective December 21, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 170 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies170 in force
Nearby Flood Claims35 (1999–2026)
Claims Outside the SFHA2 of 35
Most Recent ClaimJun 2026 · rainfall accumulation
Claims by Event
  • Hurricane Matthew, Oct 2016 · 24 claims
  • Severe Storms, Flooding, And Straight-line Winds, Oct 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 112 Mill Run Loop is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Eastern Shore Communications
Fiber
1,000 / 1,000
Mediacom Xtream
Cable
1,000 / 50

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