Isle Of Wight County property record for 112 Meadowbrook Ln, Smithfield, VA 23430
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,056 sqft · built 1971 |
| Lot Size | 0.46 acres (20,038 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,201 (2026) |
| Deeds & Mortgages | Dec 2025 Reverse Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 31A-01-031 |
| Primary APN | 31A-01-031 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,056 sqft Living Area |
| 1st Floor Area | 1,056 sqft |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1971 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 20,038 sqft (0.46 acres) |
| Cooling System | Central |
|---|---|
| Heating Fuel | Gas |
| Street Address | 112 MEADOWBROOK LN |
|---|---|
| City | SMITHFIELD |
| State | VA |
| Zip | 23430-7052 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NC |
| Legal Description | L 31 SEC 1 SANDY MOUNT MANOR |
| Legal Subdivision | SANDY MOUNT MANOR |
| Legal Lot Number | 31 |
| Jurisdiction | ISLE OF WIGHT VA |
| Township / Civil Division | HARDY |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 280105 |
Source: Isle Of Wight County records, as of September 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | PO BOX 243, SMITHFIELD, VA 23431-0243 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 23, 1971 |
| Deed Sale | Sep 23, 1971 |
| Deed Book / Page | 209 / 115 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ISLE OF WIGHT VA |
| Property Address | 112 MEADOWBROOK LN, SMITHFIELD, VA 23430-7052 |
| Transaction Type | Mortgage |
| Record Updated | Dec 30, 2025 |
| Name | Verified Name |
|---|---|
| Address | 112 MEADOWBROOK LN, SMITHFIELD, VA 23430-7052 |
| Document Number | 0250005624 |
|---|---|
| Date | Dec 9, 2025 |
| Instrument | 250005624 |
| Name | FINANCIAL FREEDOM SENIOR FUNDING CORP |
|---|---|
| Type | Reverse Mortgage Lender |
| Address | ATLANTA, GA 30350 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 794 Months |
| Due | Feb 20, 2092 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | May 1, 2006 |
| Change Frequency | Monthly |
| Index | 1-Year CMT |
| Max Rate | 16% |
Source: Isle Of Wight County assessment roll, as of September 21, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Isle Of Wight County |
| Unified School District | Isle of Wight County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,201.00 (+4.53%) | $148,300 (-) Land $35,000 Building $113,300 | $148,300 (-) Land $35,000 Building $113,300 |
| 2025 | $1,149.00 | $148,300 (-) Land $35,000 Building $113,300 | $148,300 (-) Land $35,000 Building $113,300 |
| 2023 | $148,300 Land $35,000 Building $113,300 | $148,300 Land $35,000 Building $113,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 15 policies |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 3 (2006–2012) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Oct 2012 · Hurricane Sandy |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Verizon.
5G (outdoors only) and 4G LTE
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