Hardin County property record for 112 Masters St, Radcliff, KY 40160
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,113 sqft · built 1997 |
| Lot Size | 0.346 acres (15,115 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $122,500 (Mar 1998) |
| Tax Bill | $1,984 (2025) |
| Deeds & Mortgages | Oct 2021 Line of Credit Sep 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 162-00-0A-057 |
| Primary APN | 162-00-0A-057 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,113 sqft Living Area |
| Year Built | Built 1997 |
|---|---|
| Architectural Style | Split Level |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 15,115 sqft (0.346 acres) |
| Garage Type | Attached |
| Garage Area | 441 sqft |
| Porch | Porch |
| Porch Area | 204 sqft |
| Patio Area | 204 sqft |
| Heating System | Central |
|---|---|
| Heating Fuel | Electric |
| Street Address | 112 MASTERS ST |
|---|---|
| City | RADCLIFF |
| State | KY |
| Zip | 40160-9249 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HILLTOP TERRACE LT 57A #4 |
| Legal Subdivision | HILLTOP TERRACE |
| Legal Lot Number | 57A |
| Jurisdiction | HARDIN KY |
| Township / Civil Division | RADCLIFF |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 902 |
Source: Hardin County records, as of January 16, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 112 MASTERS ST, RADCLIFF, KY 40160-9249 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 25, 2021 | Deed of Trust, Mortgage · Line of Credit LINCOLN NATIONAL BANK |
| Sep 17, 2020 | Deed of Trust, Mortgage · Commercial Mortgage LINCOLN NATIONAL BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 9, 1998 · Amount on File |
| Deed Sale | Mar 9, 1998 · Amount on File |
| Deed Document Number | 0000892548 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARDIN KY |
| Property Address | 112 MASTERS ST, RADCLIFF, KY 40160-9249 |
| Transaction Type | Mortgage |
| Record Updated | Nov 11, 2021 |
| Name | Verified Name |
|---|---|
| Address | 112 MASTERS ST, RADCLIFF, KY 40160-9249 |
| Document Number | 2409/1578 |
|---|---|
| Date | Oct 25, 2021 |
| Book Page | 2409/1578 |
| Name | LINCOLN NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | HODGENVILLE, KY 42748 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Oct 19, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARDIN KY |
| Property Address | 112 MASTERS ST, RADCLIFF, KY 40160-9249 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 112 MASTERS ST, RADCLIFF, KY 40160-9249 |
| Document Number | 2334/1213 |
|---|---|
| Date | Sep 17, 2020 |
| Book Page | 2334/1213 |
| Name | LINCOLN NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | HODGENVILLE, KY 42748 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Sep 1, 2030 |
Source: Hardin County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Hardin County |
| Municipality | Radcliff City |
| Unified School District | Hardin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,984.00 (+27.84%) | $211,300 (+30.59%) Land $20,300 Building $191,000 | $211,300 (+30.59%) Land $20,300 Building $191,000 |
| 2023 | $161,800 (-) Land $20,300 Building $141,500 | $161,800 (-) Land $20,300 Building $141,500 | |
| 2022 | $161,800 Land $20,300 Building $141,500 | $161,800 Land $20,300 Building $141,500 | |
| 2021 | $1,552.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2014) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2014 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARDIN COUNTY WATER DISTRICT #1 serves 30,230 people · EPA ID KY0470393 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2023 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 93 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brandenburg Telecom Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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