112 Mason Grove Ct, Saint Charles, MO 63304 Property Records

St. Charles County property record for 112 Mason Grove Ct, Saint Charles, MO 63304

Property Summary

Property TypeSingle Family Home
Details3 bd · 4 ba · 2,300 sqft · built 2005
Lot Size0.31 acres (13,504 sqft)
OwnerIndividual Name on File
Last Sale$390,000 (Jul 2021)
Tax Bill$4,903 (2025)
Deeds & MortgagesJul 2021 Mortgage
Oct 2020 Line of Credit
Flood ZoneZone X (minimal risk)
APNT061100011

Property Details

APN / Parcel Number

Primary APNT061100011
Alternative APN
  • 3-0015-9824-00-0011.0000000

Interior

Bedrooms3 Beds
Full Baths4 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories1 Story
Building Area2,300 sqft Living Area
1st Floor Area1,615 sqft
Basement Area1,573 sqft
Finished Basement960 sqft
Fireplaces1 Fireplace
FireplaceSingle

Exterior

Year BuiltBuilt 2005
Architectural StyleOther
Exterior MaterialBrick/Stone
Lot Area13,504 sqft (0.31 acres)
Garage TypeAttached
Parking Spaces3 Parking Spaces
PorchPorch
Porch Area105 sqft

Utilities, Heating & Cooling

SewerConnected

Location & Zoning

Account NumberT061100011
Old Parcel NumberT061100011
Street Address112 MASON GROVE CT
CitySAINT CHARLES
StateMO
Zip63304-2670
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionADDYSTON PL #1 LOT 11
Legal Range04E
Legal Township46N
Legal SubdivisionADDYSTON PL #1
Legal Lot Number11
JurisdictionST CHARLES MO
Township / Civil DivisionHARVESTER
Census Block Group2
Census Block2005
Census Tract311149

Owner

112 Mason Grove Ct is owned and occupied by an individual who bought it in July 2021.

Source: St. Charles County records, as of March 16, 2026

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address112 MASON GROVE CT, SAINT CHARLES, MO 63304-2670
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 16, 2021Warranty Deed, Transfer · Conventional Mortgage
DELMAR FINANCIAL CO
Oct 5, 2020Deed of Trust, Mortgage · Line of Credit
FIRST CMNTY CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 16, 2021 · Amount on File
Deed SaleJul 16, 2021 · Amount on File
Prior SaleFeb 7, 2006 · Amount on File
Deed Document Number0202159859
Deed Book / Page2021 / 59859
Record UpdatedJun 8, 2026

July 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST CHARLES MO
Recording DateJul 16, 2021
Property Address112 MASON GROVE CT, SAINT CHARLES, MO 63304-2670
Document Number2021R059859
Map ReferenceMB 42 PG 108-111
Instrument DateJul 15, 2021
Instrument2021R-059859
Transaction TypeTransfer
Record UpdatedJul 30, 2021

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address20 FOREST LN, 20, TROY, MO 63379-3817

Transferred To (Grantee/Buyer)

NameVerified Name
Address112 MASON GROVE CT, SAINT CHARLES, MO 63304-2670

Mortgage

Document Number2021R059860
DateJul 16, 2021
Instrument2021R-059860
Lender
NameDELMAR FINANCIAL CO
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueAug 1, 2051

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address112 MASON GROVE CT, SAINT CHARLES, MO 63304-2670
Document Number0000087972
Instrument DateOct 5, 2020
Transaction TypeMortgage
Record UpdatedFeb 24, 2021
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address112 MASON GROVE CT ST CHARLES MO 633042670, ST CHARLES, MO 63304-2670

Mortgage

Document Number0000087972
DateNov 13, 2020
Instrument87972
Lender
NameFIRST CMNTY CU
AddressCHESTERFIELD, MO 63005
Agreement
TypeLine of Credit
AmountAmount on Record
Term180 Months
DueNov 12, 2035
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 112 Mason Grove Ct was $4,903.

Source: St. Charles County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
Unified School DistrictFrancis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,903.00$82,750$435,527
2023$73,585
2022$387,292 Land $70,000 Building $317,292

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 112 Mason Grove Ct in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims11 (1979–2020)
Claims Outside the SFHA1 of 11
Most Recent ClaimAug 2020 · river or lake flooding
Claims by Event
  • Severe Storms & Flooding, Jul 1993 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 112 Mason Grove Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMO AMERICAN ST LOUIS ST CHARLES COUNTIES
private · serves 1,111,000 people · EPA ID MO6010716
Water SourceSurface water
Last State InspectionFeb 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 526 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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