112 Mashapaug Rd, Sturbridge, MA 01566 Property Records

Worcester County and Sturbridge Town property record for 112 Mashapaug Rd, Sturbridge, MA 01566

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,644 sqft · built 2002
Lot Size	1.3 acres (56,628 sqft)
Owner	Individual Name on File
Last Sale	$465,000 (May 2025)
Tax Bill	$6,804 (2025)
Deeds & Mortgages	May 2022 Line of Credit May 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`423-04235-112`

Property Details

APN / Parcel Number

Primary APN	`423-04235-112`
Alternative APNs	`STUR M:423 B:000 L:4235-112` `M:423 B:000 L:4235=112`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,644 sqft Living Area
Gross Area	2,892 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	56,628 sqft (1.3 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	423-04235-112
Street Address	112 MASHAPAUG RD
City	STURBRIDGE
State	MA
Zip	01566-1406
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	4235
Jurisdiction	STURBRIDGE MA
Township / Civil Division	STURBRIDGE
Census Block Group	1
Census Block	1052
Census Tract	758101

Owner

Source: Worcester County and Sturbridge Town assessment roll, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	112 MASHAPAUG RD, STURBRIDGE, MA 01566-1406
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Person

Deeds, Mortgages & Sale History

Date	Document
May 18, 2022	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
May 27, 2025	Quit Claim Deed, Transfer · Stand-Alone First Mortgage SAGE HOME LOANS CORP
Jul 30, 2018	Quit Claim Deed, Transfer · ARM AVIDIA BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 27, 2025 · Amount on Record
Deed Sale	May 27, 2025 · Amount on Record
Prior Sale	Jul 30, 2018 · Amount on Record
Deed Book / Page	72032 / 296
Record Updated	Sep 20, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STURBRIDGE MA
Property Address	112 MASHAPAUG RD, STURBRIDGE, MA 01566-1406
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00067609-1
Date	May 18, 2022
Book Page	67609/1
Instrument	54121

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Jun 1, 2047

Interest

Rate Type	Adjustable Rate

May 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STURBRIDGE MA
Recording Date	May 27, 2025
Property Address	112 MASHAPAUG RD, STURBRIDGE, MA 01566-1406
Document Number	072032-296
Book / Page	72032 / 296
Instrument Date	May 27, 2025
Instrument	41689
Transaction Type	Transfer
Record Updated	Nov 19, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	112 MASHAPAUG RD, STURBRIDGE, MA 01566-1406

Mortgage

Document Number	0000041690
Date	May 27, 2025
Instrument	41690

Lender

Name	SAGE HOME LOANS CORP

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STURBRIDGE MA
Recording Date	Jul 30, 2018
Property Address	112 MASHAPAUG RD, STURBRIDGE, MA 01566-1406
Document Number	59174-128
Book / Page	59174 / 128
Instrument	78004
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$50.78
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	112 MASHAPAUG RD, STURBRIDGE, MA 01566-1406

Mortgage

Document Number	591740130
Date	Jul 30, 2018
Instrument	59174/0130

Lender

Name	AVIDIA BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Jul 30, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.38%
Max Rate At Change	80.1%
Max Rate	3.25%

Tax Assessment & Valuation

Source: Worcester County and Sturbridge Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Sturbridge Town
Elementary School District	Sturbridge School District (PK - 06)
Secondary School District	Tantasqua School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,804.00 (+2.02%)	$427,100 (+5.61%) Land $85,600 Building $341,500	$438,900 (+4.98%)
2024	$6,669.00 (+4.37%)	$404,400 (+14.37%) Land $83,900 Building $320,500	$418,095
2023	$6,390.00	$353,600 Land $73,000 Building $280,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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