112 Main St, Laurens, NY 13796 Property Records

Otsego County and Laurens Town property record for 112 Main St, Laurens, NY 13796

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,912 sqft · built 1900
Lot Size	0.26 acres (11,326 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,886 (2026)
Deeds & Mortgages	Aug 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`363401 240.11-2-13.00`

Property Details

APN / Parcel Number

Primary APN	`363401 240.11-2-13.00`
Alternative APNs	`340124001100020130000000` `014500`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	1,912 sqft Living Area
1st Floor Area	988 sqft
2nd Floor Area	924 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1970
Architectural Style	Traditional
Exterior Material	Wood
Lot Area	11,326 sqft (0.26 acres)
Lot Width	109 ft Width
Garage Type	Attached
Garage Area	300 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	448 sqft
Shed	1 Shed
Canopy	80 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	014500
Street Address	112 MAIN ST
City	LAURENS
State	NY
Zip	13796
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	07 - MIXED
Legal Block	2
Legal Lot Number	13.000
Jurisdiction	OTSEGO NY
Township / Civil Division	LAURENS
Census Block Group	1
Census Block	1025
Census Tract	591402

Owner

112 Main St, a single family home, is owned by two individuals.

Source: Otsego County and Laurens Town records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 11, LAURENS, NY 13796-0011
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTSEGO NY
Recording Date	Aug 21, 2020
Property Address	112 MAIN ST, LAURENS, NY 13796
Document Number	0000003508
Instrument Date	Aug 17, 2020
Instrument	3508
Transaction Type	Transfer
Record Updated	Sep 15, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$212.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	197 MANORHAVEN BLVD PORT WASHINGTON NY 11050, PORT WASHINGTON, NY 11050

Tax Assessment & Valuation

The 2026 property tax bill for 112 Main St was $2,886, up 1.3% from the year before.

Source: Otsego County and Laurens Town assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Otsego County
County Subdivision	Laurens Town
Municipality	Laurens Village
Unified School District	Laurens Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,886.00 (+1.33%)
2025	$2,848.00	$90,000 Land $12,600 Building $77,400	$135,338 Land $18,947 Building $116,391
2023		$90,000 Land $12,600 Building $77,400	$119,776 Land $16,769 Building $103,007

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 112 Main St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 20, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 112 Main St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 93% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20